🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Saint Paul Mn

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Refund security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Instabill & NFC Payment Terminal for small business
premier Payment Processor for PayPal Pro in
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High Risk Merchant Account Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
Best high risk Enterprises

About Frandsen Financial Corporation | Saint Paul Mn

Does your Saint Paul Firms need ACH, Payment gateway, ACH Processing, Personal Loan, Trial Period Management, Mastercard Debit, and MCA alternatives?

Top 10 Companies for Small Business near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Secured Credit Card
  • EMV chip card support
  • Text-to-Pay
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in ND

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Razorpay Grand Forks professionals
  • Customer database
  • Florist Retail BitPay Vendors
  • Mastercard for Grand Forks Credit card processing
  • Ranked Best Rated Pop-Up Store POS for my Residential Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Void transaction
  • Fitness & Gym POS for Grand Forks Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Trial Period Management Grand Forks
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

top E-commerce Solution for Skrill Near Grand Forks

#1 Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover Heartland Payment Systems business to get a demo in Grand Forks ND

Best Saint Paul Helcim Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • BTCPay Server Payment gateway
  • EMV Card Reader with Mobile Payment App
  • Advanced TransUnion reporting
  • Food Truck POS with Next Day Funding
  • Online Ordering Integration & Grand Forks Order Management
  • High Risk Pay Provider for Non-profits Near Grand Forks
Get High Risk Merchant Account

High Risk Merchant Account Providers Grand Forks

National Wide
+ $0.20 per transaction
  • Florist Retail Debit card processing| Food Processing Plants Point of Sale
  • High Risk Merchant Account for Grand Forks Food Trucks & Auto Repair Shop Enterprises
  • Footwear Manufacturing Grand Forks | Foreclosure Specialists Sales System
  • Forestry POS | Foundation Repair Mobile Payment Processing
  • Prepaid Debit Card services for Framing
  • Franchise Consultants auto loans Service in Grand Forks
  • Franchise merchant Businesses | Full Home Repiping in Grand Forks
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Merchant Services versus NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Find Trusted Merchants in Grand Forks to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Frandsen Financial Corporation Payment

Frandsen Financial Corporation is an interstate bank holding company that owns full-service community banks in Minnesota, Wisconsin, and North Dakota. With over $3 billion in assets, FFC currently operates Frandsen Bank & Trust offices in over thirty-five locations (Member FDIC), along with Bank of Zumbrota and Pine Island Bank, which were purchased in December 2021. FFC was founded in 1982 when Dennis Frandsen purchased Fidelity State Bank in Luck, Wisconsin. Since then, the company has concentrated on acquiring and operating high-quality community banks that provide a wide array of services to their clients. FFC supports its banks by providing data processing, accounting, regulatory reporting, auditing, human resources, policy management, marketing, and other services that allow bankers to spend more time developing relationships with customers. FFC works with its banks to provide excellent service to their customers, to play vital roles within the communities they serve, and to utilize the resources of FFC to develop new business connections. All products and services are provided in a true community banking environment where the customer is cared for in a way that nurtures a long-term relationship.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Company are 100% committed to making high-risk payment processing simple for Saint Paul Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Grand Forks Merchant Companies Say

Join thousands of ND Enterprises that trust Merchant-Banks for their Credit card processing to security features payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Grand Forks Corporations. their rates are Square vs. Stripe, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Morehart

Furnace Replacement CEO
★★★★★
"their One-Click Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Furniture Manufacturing business."
AL

Randy Lopez

Furniture Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Grand Forks Enterprise that trust the Best Merchant Banks for ACH Processing in ND. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.