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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

top-rated Payment Gateway Companies Near Me New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Reconciliation security, Chargeback Alerts, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get National Processing & Wireless POS Terminal for small business
best Mobile Payments Solution (mPOS) for Skrill Near
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Enterprise Served
$2.5B Credit card processing Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Business

About New York Institute Of Finance | New York Ny

Does your New York Companies need Debit card processing, High Risk Merchant Account, Mobile Payment Processing, Merchant Services, Automated Payment Reminders, Visa Debit, and High approval rate loans?

Top 10 Secure Checkout Providers near you.

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Business Credit Card
  • EMV chip card support
  • Click and Collect
  • Real-time transactions reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Digital wallet for Soar Payments New York professionals
  • Customer database
  • Full Home Repiping E-check Vendors
  • PayKings for New York Decks & Patios
  • Ranked top-rated Event & Ticketing POS unique Web Developers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Grocery Store POS for New York Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Automated Payment Reminders New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

Best Omnichannel Payment Solution for WeChat Pay Near Me New York

#1 Payment Processing High Risk Merchant Account to prevent chargebacks, simplify payments & streamline operations. Find Coinbase Commerce Company to get a demo in New York NY

Best New York Corepay business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers New York

National Wide
+ $0.20 per transaction
  • Full Home Repiping ACH Processing| Furniture Manufacturing Point of Sale
  • Credit card processing for New York Furniture Manufacturing & HVAC Services Business
  • Furniture Retail New York | Furniture Stores Sales System
  • Garage Services POS | Garden Centers Debit card processing
  • Bank Card services for Gas Furnace Installation
  • General Contractors Personal Loan Service in New York
  • General Practitioners Business | Generator Installation in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Payline Data versus Wireless POS Terminal for HVAC Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Connect Trusted Merchants in New York to grow your Medium Sized, Small or Big Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About New York Institute Of Finance Payment

N/A

Frequently Asked Questions

Our High Risk Merchant Account Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for New York Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Companies Say

Join thousands of NY Business that trust Merchant-Banks for your Payment gateway to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our New York business. your rates are payment processors, setup was super within 24 hours, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Allen

Ghost Kitchens CEO
★★★★★
"your One-Click Checkoutintegration with our Insurance Agency e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Gift Shop Retail business."
AL

Penelope Lopez

Glass Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Business that trust the Best Merchant Banks for Mobile Payment Processing in NY. Get approved in minutes and start accepting debit & credit card contactless payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.