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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Credit Card Processing Businesses Near Rochester Mi

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Invoice automation security, AVS & CVV Verification, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & NFC Payment Terminal for small business
premier Omnichannel Payment Solution for SMB Global in
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
top-rated high risk business

About Chief Financial Credit Union | Rochester Mi

Does your Rochester Businesses need BTCPay Server, Debit card processing, High Risk Merchant Account, Merchant account, Trial Period Management, EBT Card, and Get a Merchant Cash Advance online?

Top 10 Multi-Currency Merchant Accounts near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Corporate Card
  • EMV chip card support
  • Text-to-Pay
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in MI

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Web Developers Birmingham professionals
  • Customer database
  • Windows & Doors Coinbase Commerce Vendors
  • National Processing for Birmingham Helcim
  • Ranked #1 Pop-Up Store POS tailored for WeChat Pay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Fitness & Gym POS for Birmingham Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Trial Period Management Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

top Payment Aggregator for Adyen Near Birmingham

Best Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Corepay Companies to get a credit card reader in Birmingham MI

Best Rochester Cryptocurrency Company

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Provider Birmingham

National Wide
+ $0.20 per transaction
  • Windows & Doors Payment gateway| Yoga Studios Point of Sale
  • ACH Processing for Birmingham Accounting Services & Dental Office business
  • Additive Manufacturing Birmingham | Aerospace Components Sales System
  • Aerospace Manufacturing POS | Agricultural Data Services Credit card processing
  • HSA Card Service for Agricultural Equipment Sales
  • Agriculture – Crop Production Peer-to-Peer Lending services in Birmingham
  • Agriculture – Livestock business | AI Companies in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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NOWPayments alternatives to NFC Payment Terminal for Dental Office

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Find Trusted Merchants in Birmingham to grow your Small, Big or Large Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Chief Financial Credit Union Payment

Chief Financial Federal Credit Union has been meeting the financial needs of our members since 1941. We have proudly maintained locations in Pontiac, MI while expanding into the Dearborn and Greater Rochester areas. The Chief Financial goal is to be more than money. We have placed corporate social responsibility at the core of our foundation and intend to tirelessly work toward making our world a better place. Mission: At Chief Financial Credit Union, "more than money" is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good we did, the chances we gave, the opportunities we created and the lives we changed. We believe: -Worth is not only measured with a dollar sign -Value has little to do with a bottom line -We can change the world one person at a time

Frequently Asked Questions

Our Debit card processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Rochester Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Businesses Say

Join thousands of local business Near Birmingham MI to security features payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Birmingham Company. their rates are payment gateway features, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Warf

Apparel Manufacturing CEO
★★★★★
"their Abandoned Cart Recovery Toolsintegration with our E-commerce Business e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our App Developers business."
AL

Lindsay Lopez

Appliance Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham business that trust the Best Merchant Banks for High Risk Merchant Account in MI. Get approved in minutes and start accepting debit & credit card transactions today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.