🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing Companies Near Chicago IL

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Virtual terminal security, Point-to-Point Encryption (P2PE), and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Flutterwave & NFC Payment Terminal for small business
Best High-Risk Processor for Allied Wallet in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
Best high risk business

About Mbf Merchant Capital, Llc | Chicago IL

Does your Chicago Businesses need Apple Pay, Debit card processing, High Risk Merchant Account, Merchant account, Revenue Recognition, Signature Debit, and Get a Merchant Cash Advance online?

Top 10 PCI Compliant Merchant Services near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • Mobile Wallet Acceptance
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Basis Theory Chicago professionals
  • Customer database
  • Payday Lenders BTCPay Server Vendors
  • Heartland Payment Systems for Chicago Allied Wallet
  • Ranked Best Rated Mobile POS (mPOS) tailored for Business Lenders company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Automotive Dealership POS for Chicago Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Revenue Recognition Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

leading Mobile Payments Solution (mPOS) for Commercial Brokers Near Chicago

#1 Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Skrill Companies to get a payment gateway in Chicago IL

Best Chicago SMB Global Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Ingredient-Level Inventory & Chicago Kitchen Display System (KDS)
  • High Risk Pay Provider for Gas Stations & C-Stores Near Chicago
Get High Risk Merchant Account

High Risk Merchant Account Providers Chicago

National Wide
+ $0.20 per transaction
  • Payday Lenders Payment gateway| Personal Training Point of Sale
  • ACH Processing for Chicago Pest Control & Law Firm business
  • Pet Retail Chicago | Pet Supplies Sales System
  • Pet Supply Stores POS | Pharmaceutical Production Credit card processing
  • ATM Card Service for Pharmaceutical Software
  • Pharmacy Retail Peer-to-Peer Lending services in Chicago
  • Physical Therapists Company | Physical Therapy in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Helcim or NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Corporations

Find Trusted Merchants in Chicago to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Mbf Merchant Capital, Llc Payment

N/A

Frequently Asked Questions

Our Debit card processing Businesses & POS System Enterprise are 100% committed to making high-risk payment processing simple for Chicago Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Companies Say

Join thousands of IL business that trust Merchant-Banks for their Mobile Payment Processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Chicago Firm. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Williams

Pipe Infrastructure CEO
★★★★★
"their Guest Checkout Optionintegration with our Legal Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Pipe Wrap Abatement business."
AL

Bill Lopez

Plumbing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Firms that trust the Best Merchant Banks for High Risk Merchant Account in IL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.