🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Provider Near Me Charlotte Nc

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Reporting dashboard security, Risk Management Dashboard, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Primer.io & Wireless POS Terminal for small business
leading High-Risk Processor for Easy Pay Direct Near
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Business Owner Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Business

About Total Merchant Supply | Charlotte Nc

Does your Charlotte Companies need NOWPayments, ACH Processing, Credit card processing, Credit card processing, Trial Period Management, Business Debit Card, and Factor rate vs interest rate?

Top 10 Provider for High Risk Accounts near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • Text-to-Pay
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Virtual terminal
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Finix Charlotte professionals
  • Customer database
  • Dentists QR code payments Vendors
  • Skrill for Charlotte Storage
  • Ranked #1 Pet Store POS specialized Flutterwave company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Cannabis Dispensary POS for Charlotte Business
  • 3D Secure & AML (Anti-Money Laundering)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Trial Period Management Charlotte
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

premier Mobile Payments Solution (mPOS) for Grocery Stores Near Me Charlotte

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find Mobile card reader Company to get started today in Charlotte NC

Best Charlotte National Processing Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Venmo Payment gateway
  • NFC Payment Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Cash Drawer with Next Day Funding
  • POS Terminal (Touchscreen) & Charlotte Recipe Management
  • high risk Businesses for Subscription-Based Business Near Me Charlotte
Get High Risk Merchant Account

High Risk Merchant Account Companies Charlotte

National Wide
+ $0.20 per transaction
  • Dentists High Risk Merchant Account| Department Stores Point of Sale
  • Mobile Payment Processing for Charlotte Dermatologists & Financial Services Business
  • Digital Ad Buyers Charlotte | Digital Marketing Sales System
  • Dispensary POS | Domain Registrars Payment gateway
  • EBT Card Service for Double-Pane Window Replacement
  • Driving Schools Merchant account services in Charlotte
  • Dropshipping Businesses Corporations | Dropshipping Services in Charlotte
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

SMB Global or Wireless POS Terminal for Financial Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprise

Connect Trusted Merchants in Charlotte to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Total Merchant Supply Payment

Mission Statement: To provide technology & services to small entrepreneurs to help them maximize their full potential. Total Merchant Supply specializes in developing customized, cost-effective Point of Sale solutions for merchants and professionals. From electronic cash registers and credit card terminals to state of the art, fully integrated touch screen and wireless networked as well as Cloud Based Point Of Sale systems, Total Merchant Supply has the solution for every small entrepreneur. At Total Merchant Supply, we share our knowledge and experience as Point Of Sale Dealer and merchant service provider – not salespeople. We take the time to work with and educate you to determine exactly what you need and how we can provide that and more. We make sure that you get the very best products, service, and support from the only local Point Of Sale Dealer with a brick and mortar showroom.

Frequently Asked Questions

Our ACH Processing provider & POS System Enterprises are 100% committed to making high-risk payment processing simple for Charlotte Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charlotte Merchant Provider Say

Join thousands of small and large Business in Charlotte to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Charlotte Firms. your rates are high-risk vs. low-risk accounts, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Vera Valdiviezo

Drywall & Insulation CEO
★★★★★
"your Subscription E-commerceintegration with our Fitness Center or Gym e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Eco-Friendly Design business."
AL

Alex Lopez

Ecommerce & Products Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charlotte business that trust the Best Merchant Banks for Credit card processing in NC. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.