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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Provider Near Chicago Il

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Reporting dashboard security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Alipay & NFC Payment Terminal for small business
top-rated Mobile Payments Solution (mPOS) for Medical Billing Services in
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Businesses Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Companies

About Activ Financial Systems | Chicago Il

Does your Chicago business need PayPal, Payment gateway, ACH Processing, Bad Credit Business Loans, Dunning Management, Mastercard Debit, and Daily repayment MCA?

Find the Best Recurring Billing System near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for PayKings Naperville professionals
  • Customer database
  • Motels Venmo Vendors
  • American Express for Naperville Coinbase Commerce
  • Ranked top-rated Dropshipping POS for my Payoneer company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Cloud-Based POS for Naperville Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Dunning Management Naperville
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

#1 Omnichannel Payment Solution for PayPal Pro Near Naperville

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover High Risk Pay Business to get a high-risk account in Naperville IL

Best Chicago Instabill Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Zelle Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Barcode Scanning with Next Day Funding
  • Kitchen Display System (KDS) & Naperville Kitchen Printer
  • High Risk Pay Businesses for Educational Institutions Near Naperville
Get High Risk Merchant Account

High Risk Merchant Account Companies Naperville

National Wide
+ $0.20 per transaction
  • Motels Debit card processing| Music Distribution Point of Sale
  • High Risk Merchant Account for Naperville Music Schools & Restaurant Companies
  • Natural Gas Distribution Naperville | NFT Projects Sales System
  • Nonprofit Organizations POS | Notary Services Mobile Payment Processing
  • Prepaid Debit Card services for Nutritionists
  • Office Supply Companies High-risk merchant Service in Naperville
  • Office Supply Retail Companies | Oil & Gas Extraction in Naperville
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Amortization versus NFC Payment Terminal for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Find Trusted Merchants in Naperville to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Activ Financial Systems Payment

ACTIV is a global provider of real-time, multi-asset financial market data and solutions. ACTIV offers neutral, managed services for buy and sell-side firms and technology providers seeking a complete market data solution that encompasses both global content management and data delivery across the enterprise. With coverage spanning more than 200 equity and derivatives exchanges around the world, ACTIV is the only truly end-to-end, independent market data utility in the industry. Founded in 2002 by market data specialists, the firm is privately owned and has offices in Chicago, New York, Tokyo, Singapore and London. For more information call 212-599-1600, or visit www.activfinancial.com.

Frequently Asked Questions

Our Payment gateway provider & POS System business are 100% committed to making high-risk payment processing simple for Chicago Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Naperville Merchant Provider Say

Join thousands of small and large Companies in Chicago to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Naperville Businesses. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Mcdonald

Online marketplace CEO
★★★★★
"their Buy Now, Pay Later (BNPL)integration with our Salon or Spa e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Online Marketplaces business."
AL

Gregor Lopez

Optometry Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Naperville Companies that trust the Best Merchant Banks for ACH Processing in IL. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.