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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Providers in Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Reporting dashboard security, PCI Validation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get High Risk Pay & EMV Card Reader for small business
best High Risk Merchant Account for Alipay Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Companies Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Lambert Financial, | Birmingham Al

Does your Birmingham Business need Cryptocurrency, Credit card processing, Debit card processing, High-risk merchant, Online Bill Pay Portal, Prepaid Debit Card, and Funding based on future sales?

Find the Best Recurring Billing System near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for App Developers Birmingham professionals
  • Customer database
  • Restaurant POS Digital wallet Vendors
  • Marqeta for Birmingham Electrical
  • Ranked Best Event & Ticketing POS specific to Basis Theory company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Event & Ticketing POS for Birmingham Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Online Bill Pay Portal Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

Best High-Risk Processor for Business Lenders in Birmingham

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect E-check Businesses to get the best rates in Birmingham AL

Best Birmingham eMerchantBroker Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • E-check Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Handheld Ordering Devices & Birmingham Ingredient-Level Inventory
  • High Risk Merchant Account Companies for Home Services in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account provider Birmingham

National Wide
+ $0.20 per transaction
  • Restaurant POS Mobile Payment Processing| Restaurants – Fast Casual Point of Sale
  • Payment gateway for Birmingham Restaurants – Fine Dining & Healthcare Clinic Company
  • Retail Birmingham | Retail and Shopping Sales System
  • Retail Brands POS | Retail store ACH Processing
  • Visa Debit services for Retaining Walls
  • Roofing Merchant Services Service in Birmingham
  • Roofing Contractors Company | Roof Renovation in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Mastercard compared to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in Birmingham to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Lambert Financial, Payment

Financial Management Lambert Financial offers end-to-end financial management services to US Government customers throughout the entire Planning, Programming, Budgeting, and Execution (PPBE) process. Our experienced analysts possess extensive knowledge of Government financial processes and utilize the best practices to support customers at the Program, Acquisition Center, and Higher Headquarters levels. Lambert Financial's comprehensive financial management services help customers reduce management costs, maintain long-term corporate memory, submit higher fidelity budgets, have greater control over financial resources, and increase their chances of successfully competing for scarce resources. Our rigorous cost estimates allow our clients to better defend their budget and funding submissions. We keep track of the status of each budget and funding submission throughout the entire process to ensure our clients are fully informed. Our experience in preparing Budget Fact Papers and reclamas helps in mitigating proposed funding reductions. Our tools and processes deliver reliable quantitative impact statements for project budgets and defensible responses to stakeholder queries. Lambert Financial's expertise in using approved financial systems such as the Defense Finance and Accounting Service (DFAS) databases, Comprehensive Cost and Requirement System (CCaRS), and Commander's Resource Integration System (CRIS) ensures accurate funds management and timely corrective actions. Our strong analytical abilities, proven processes, and sound documentation ensure successful program audits and positive financial management reviews. Serving Government Agencies, Prime Contractors, and Small Business Unique Entity ID: RJ91T3PT5Q27 CAGE: 809A1 Service-Disabled Veteran-Owned Business Minority-Owned Small Business Small Disadvantaged Business GSA Contract Holder HubZone Certification Primary NAICS: 541611 – Administrative Management and General Management Consulting Services

Frequently Asked Questions

Our Credit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Birmingham Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Providers Say

Join thousands of Al who trust Merchant-Banks with our High Risk Merchant Account to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Birmingham Companies. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Lambert

SaaS Companies CEO
★★★★★
"our Mobile-Optimized Checkoutintegration with our Hotel or Lodging e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Sales Training Companies business."
AL

Hartnel Lopez

Salon software Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Company that trust the Best Merchant Banks for Debit card processing in AL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.