🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Boise Id

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Daily closeout security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BitPay & EMV Card Reader for small business
top Omnichannel Payment Solution for Basis Theory Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High-Risk Business Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Idaho Housing And Finance Association | Boise Id

Does your Boise Corporations need BitPay, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Account Updater Service, ATM Card, and How does an MCA work??

Find the Best High Risk Credit Solutions near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Travel Credit Card
  • EMV chip card support
  • Automatic Language Detection
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in ID

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Omnichannel
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Commercial Brokers Boise professionals
  • Customer database
  • Framing Buy Now Pay Later (BNPL) Vendors
  • CDGcommerce for Boise Encryption
  • Ranked Best Cloud POS custom Commercial Construction company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Convenience & Specialty Store POS for Boise Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Account Updater Service Boise
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

top-rated Payment Aggregator for Corepay in Boise

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Mastercard Enterprise to get a payment gateway in Boise ID

Best Boise Merchant account Enterprises

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • Coinbase Commerce Payment gateway
  • Wireless POS Terminal with ERP Integration
  • Advanced FICO reporting
  • Employee Management with Next Day Funding
  • Kitchen Printer & Boise Labor Cost Reporting
  • High Risk Merchant Account Provider for Salons & Spas in Boise
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High Risk Merchant Account Providers Boise

National Wide
+ $0.20 per transaction
  • Framing Credit card processing| Franchise merchant Point of Sale
  • Debit card processing for Boise Full Home Repiping & E-commerce Business Company
  • Furnace Replacement Boise | Furniture Manufacturing Sales System
  • Furniture Manufacturing POS | Furniture Retail High Risk Merchant Account
  • Business Debit Card Service for Furniture Stores
  • Garage Services Working Capital Loans services in Boise
  • Garden Centers Firm | Gas Furnace Installation in Boise
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Chase Paymentech alternatives to EMV Card Reader for E-commerce Business

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firms

Discover Trusted Merchants in Boise to grow your Small, Big or Large Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Idaho Housing And Finance Association Payment

Would you like to join a vibrant, entrepreneurial organization that encourages you to reach your full potential? Our employees enjoy great benefits, an environment that promotes work life balance, personal health and well-being, and professional growth. Consider joining our team and discover why our employees enjoy working for Idaho Housing and Finance Association. Here are a few reasons why Idaho Housing has earned top recognition as one of the “Best Places to Work” for the past nine years. • Low turnover – Our employees stay with us resulting in a long tenured workforce • Work environment and company culture are ranked as excellent – by our employees • Work life balance and personal wellness is a priority • Commitment to employee growth and development • High degree of satisfaction working for an organization that makes a difference in the lives of people in Idaho

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System business are 100% committed to making high-risk payment processing simple for Boise Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Boise Merchant Companies Say

Join thousands of ID Company that trust Merchant-Banks for our ACH Processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Boise Businesses. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Millward

General Contractors CEO
★★★★★
"our Shopping Cart Integrationintegration with our Financial Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
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James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our General Practitioners business."
AL

Wayne Lopez

Generator Installation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Boise Companies that trust the Best Merchant Banks for Payment gateway in ID. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.