🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Businesses Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Virtual terminal security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Razorpay & NFC Payment Terminal for small business
top-rated Payment Processor for WeChat Pay in
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Restaurant Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best Rated high risk business

About Southwest Financial Federal Credit Union | New York Ny

Does your New York Businesses need PayPal, Payment gateway, ACH Processing, Merchant account, Automated Payment Reminders, Mastercard Debit, and No collateral business funding?

Find the Best Point of Sale System near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Click and Collect
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Alipay Dallas professionals
  • Customer database
  • Commercial Construction Venmo Vendors
  • SMB Global for Dallas Xeriscape Conversion
  • Ranked top-rated Dropshipping POS for my Allied Wallet company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Daily closeout
  • Convenience & Specialty Store POS for Dallas Business
  • Risk monitoring & SSL certificate
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Automated Payment Reminders Dallas
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

#1 E-commerce Solution for App Developers Near Dallas

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Heartland Payment Systems Companies to get a mobile card reader in Dallas TX

Best New York Helcim Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • Zelle Payment gateway
  • EMV Card Reader with 3D Secure
  • Advanced TransUnion reporting
  • Purchase Order Management with Next Day Funding
  • Tip Management & Dallas Employee Time Clock
  • High Risk Pay provider for Retail Business Near Dallas
Get High Risk Merchant Account

High Risk Merchant Account Provider Dallas

National Wide
+ $0.20 per transaction
  • Commercial Construction Debit card processing| Commercial Fishing Point of Sale
  • High Risk Merchant Account for Dallas Commercial Real Estate & Fitness Center or Gym business
  • Commercial Signage Dallas | Composite Deck Installation Sales System
  • Concrete Services POS | Construction Mobile Payment Processing
  • Prepaid Debit Card services for Consulting Services
  • Convenience Stores Peer-to-Peer Lending Service in Dallas
  • Convenience Stores business | Copywriting Services in Dallas
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Soar Payments versus NFC Payment Terminal for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Find Trusted Merchants in Dallas to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Southwest Financial Federal Credit Union Payment

Southwest Financial is “Better Banking for Kroger Associates”. We were chartered in November 1962 as Kro-Dal (Kroger-Dallas) Federal Credit Union. Southwest Financial opened for business in the early months of 1963. At that time, only Kroger associates and their immediate family members were eligible to join. Today, we continue to stay true to our roots and still operate for the benefit of Kroger associates and their immediate family members. Additionally, we have added hundreds of other Select Employee Groups (SEGs). Each of our SEGs have agreed to offer the benefits of membership to their employees and immediate family members. In 2015, we created the Mighty Maxx Member Loyalty Reward as a way to give back to our membership. Since then, Southwest Financial has given over $2.4 million in cash back to our membership. The more products and services you use, the more we save, the more you earn – it’s a win, win! We look forward to growing with you and your family.

Frequently Asked Questions

Our Payment gateway Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for New York Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Dallas Merchant Businesses Say

Join thousands of local business Near Dallas TX to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Dallas Company. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Larson

Cosmetic Manufacturing CEO
★★★★★
"their Secure Customer Vaultintegration with our General Contractor e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Cosmetics Manufacturing business."
AL

Mary Lopez

Counselors & Coaches Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Dallas business that trust the Best Merchant Banks for ACH Processing in TX. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.