🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Refund security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Soar Payments & EMV Card Reader for small business
#1 High Risk Merchant Account for Razorpay Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Service Provider Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About Smbc Leasing And Finance | New York Ny

Does your New York Company need E-check, Credit card processing, Debit card processing, Peer-to-Peer Lending, Online Bill Pay Portal, Prepaid Debit Card, and Stacking MCAs?

Top 10 Provider for Small Business near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Gas Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Split payments
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Skrill New York professionals
  • Customer database
  • Pet Supplies NOWPayments Vendors
  • Visa for New York Plumbing
  • Ranked Best eMerchant specific to SMB Global company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Void transaction
  • Cloud-Based POS for New York Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Online Bill Pay Portal New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best High-Risk Processor for Soar Payments in New York

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect WeChat Pay Company to get a high-risk account in New York NY

Best New York WorldPay Corporations

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • PayPal Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Receipt Printer with Next Day Funding
  • Pay-at-the-Table & New York POS Terminal (Touchscreen)
  • High Risk Merchant Account Businesses for Property Management in New York
Get High Risk Merchant Account

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • Pet Supplies Mobile Payment Processing| Pharmaceutical Production Point of Sale
  • Payment gateway for New York Pharmaceutical Software & Cafe or Coffee Shop Businesses
  • Pharmacy Retail New York | Physical Therapists Sales System
  • Physical Therapy POS | Pipe Infrastructure ACH Processing
  • Visa Debit services for Pipe Wrap Abatement
  • Plumbing Working Capital Loans Service in New York
  • Plumbing Contractors Enterprise | Plumbing Services in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

WeChat Pay compared to EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprises

Discover Trusted Merchants in New York to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Smbc Leasing And Finance Payment

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG). Americas: https://www.smbcgroup.com/ EMEA: https://www.smbcgroup.com/emea/ APAC: https://www.smbc.co.jp/asia/ Tokyo: https://www.smfg.co.jp/english/

Frequently Asked Questions

Our Credit card processing provider & POS System Firm are 100% committed to making high-risk payment processing simple for New York Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Businesses in New York to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our New York business. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Savinon

Police Departments CEO
★★★★★
"our Payouts for Marketplacesintegration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Political Campaigns business."
AL

Lisa Lopez

Polyurea Coating Application Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Business that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.