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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated Payment Processing provider in Tampa FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Recurring billing security, Blacklist/Whitelist Management, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayPal Pro & EMV Card Reader for small business
top-rated Mobile Payments Solution (mPOS) for Skrill Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Companies Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Businesses

About Simmons And Holmes Financial | Tampa FL

Does your Tampa Company need Credit card processing, Credit card processing, Debit card processing, High-risk merchant, Dunning Management, Check Card, and Funding based on future sales?

Find the Best eCheck Payment Gateway near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Soar Payments Tampa professionals
  • Customer database
  • Counselors & Coaches Debit card processing Vendors
  • Razorpay for Tampa Heartland Payment Systems
  • Ranked top-rated Dropshipping POS specific to Web Developers company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Virtual terminal
  • Hotel & Hospitality POS for Tampa Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Dunning Management Tampa
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

#1 Omnichannel Payment Solution for WeChat Pay in Tampa

#1 Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect NOWPayments business to get help with PCI compliance in Tampa FL

Best Tampa PayKings Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with QuickBooks Integration
  • Advanced Experian reporting
  • Credit Card Reader with Next Day Funding
  • Recipe Management & Tampa Reservation System Integration
  • High Risk Merchant Account Providers for Government & Municipalities in Tampa
Get High Risk Merchant Account

High Risk Merchant Account Businesses Tampa

National Wide
+ $0.20 per transaction
  • Counselors & Coaches Mobile Payment Processing| CPAs & Bookkeepers Point of Sale
  • Payment gateway for Tampa Crack Injection & Cafe or Coffee Shop Businesses
  • Credit Repair Companies Tampa | Credit Services Sales System
  • CRM Platforms POS | Cruise Operators ACH Processing
  • FSA Card services for Custom Cabinetry
  • Custom Privacy Solutions Merchant Services Service in Tampa
  • Cybersecurity Businesses | Cybersecurity Services in Tampa
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Skrill versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Tampa to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Simmons And Holmes Financial Payment

N/A

Frequently Asked Questions

Our Credit card processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Tampa business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Tampa Merchant provider Say

Join thousands of Tampa Businesses and FL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Tampa Business. our rates are merchant account rates, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Simmons

Data Brokers CEO
★★★★★
"our Headless Commerce Payment Integrationintegration with our Dental Office e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Debt Collection Agencies business."
AL

Stanton Lopez

Decks & Patios Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Tampa Businesses that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.