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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Companies in Melbourne Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Omnichannel security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Skrill & EMV Card Reader for small business
leading High Risk Merchant Account for Marketing Agencies Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchant Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Business

About Smm Financial Services | Melbourne Fl

Does your Melbourne Companies need NOWPayments, Credit card processing, Debit card processing, auto loans, Invoice Customization, Prepaid Debit Card, and MCA for small business?

Top 10 Subscription Billing Platforms near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Medical Billing Services Melbourne professionals
  • Customer database
  • Chiropractors QR code payments Vendors
  • Soar Payments for Melbourne PayKings
  • Ranked Best Pet Store POS specific to Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Automotive Dealership POS for Melbourne Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Invoice Customization Melbourne
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

premier High-Risk Processor for PayKings in Melbourne

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Coinbase Commerce Company to get a demo in Melbourne FL

Best Melbourne Corepay business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Venmo Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Liquor Store POS with Next Day Funding
  • Handheld Ordering Devices & Melbourne Ingredient-Level Inventory
  • High Risk Merchant Account Provider for B2B & Wholesale in Melbourne
Get High Risk Merchant Account

High Risk Merchant Account Providers Melbourne

National Wide
+ $0.20 per transaction
  • Chiropractors Mobile Payment Processing| Cleaning Services Point of Sale
  • Payment gateway for Melbourne Clothing Retail & Healthcare Clinic Business
  • Clothing Stores Melbourne | Cloud Hosting Providers Sales System
  • Cloud Services POS | CNC Machining ACH Processing
  • Visa Debit services for CNC Machining
  • Commercial Brokers Credit card processing Service in Melbourne
  • Commercial Construction Business | Commercial Construction in Melbourne
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Stax compared to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Melbourne to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Smm Financial Services Payment

The financial industry can be a confusing, stressful place for many investors. This is why Susan M. Musil, at SMM Financial Services uses her forty years of experience to cut through the confusion, and calm the stress, helping retirees and pre-retirees can enjoy their hard earned retirement. Susan works with clients to provide the confidence that can only come from a secure financial plan. Using low risk, and low volatility investment strategies, she focuses on helping people protect the money that they’ve earned, and designs a distribution plan to allow them to use that money for the rest of their lives. Your financial planning doesn’t have to be scary, and your financial advice doesn’t have to be intimidating. Susan takes an open, non-threatening approach, inviting people to speak with her, and tell her their story to determine what solution makes the most sense for them, and their goals. She doesn’t have a big staff, and she doesn’t have a huge office, but she is involved in every step of your financial planning with her attention on your needs. Don’t spend the best years of your life worry about running out money. You’ve worked hard to earn it, now let Susan M. Musil work hard to help you keep it and use it throughout your lifetime and the lifetimes of your loved ones. Contact Susan and schedule an appointment today with SMM Financial Services start Planning Your Tomorrow, Today! Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and SMM Financial are independent of each other. Insurance products and services are not offered through BCM, but are offered and sold through individually licensed and appointed agents.

Frequently Asked Questions

Our Credit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Melbourne Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Melbourne Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our High Risk Merchant Account to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Melbourne business. our rates are contract terms, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Musil

Commercial Fishing CEO
★★★★★
"our A/B Testing for Checkoutintegration with our Hotel or Lodging e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Commercial Real Estate business."
AL

Susan Lopez

Commercial Signage Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Melbourne Business that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.