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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated Payment Processing Companies in St Petersburg FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Chargeback management security, Data Breach Insurance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Mastercard & EMV Card Reader for small business
Best Payment Processor for High Risk Pay Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Companies Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Business

About Options Plus Financial Services, Inc. | St Petersburg FL

Does your St Petersburg Companies need Apple Pay, Credit card processing, Debit card processing, High-risk merchant, Invoice Customization, Check Card, and Funding based on future sales?

Find the Best High Risk Merchant Account near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Marketing Agencies St Petersburg professionals
  • Customer database
  • Dental Services BTCPay Server Vendors
  • Merchant X for St Petersburg Flutterwave
  • Ranked top-rated Mobile POS (mPOS) specific to Marqeta company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Hotel & Hospitality POS for St Petersburg Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Invoice Customization St Petersburg
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

leading E-commerce Solution for Medical Billing Services in St Petersburg

#1 Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Cryptocurrency Company to get a demo in St Petersburg FL

Best St Petersburg Digital wallet business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • Wireless POS Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Credit Card Reader with Next Day Funding
  • Tip Management & St Petersburg Employee Time Clock
  • High Risk Merchant Account Provider for Non-profits in St Petersburg
Get High Risk Merchant Account

High Risk Merchant Account Providers St Petersburg

National Wide
+ $0.20 per transaction
  • Dental Services Mobile Payment Processing| Department Store Point of Sale
  • Payment gateway for St Petersburg Department Stores & Non-Profit Organization Business
  • Dermatologists St Petersburg | Digital Ad Buyers Sales System
  • Digital Marketing POS | Dispensary ACH Processing
  • FSA Card services for Domain Registrars
  • Double-Pane Window Replacement Merchant Services Service in St Petersburg
  • Driving Schools Business | Dropshipping Businesses in St Petersburg
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

National Processing versus EMV Card Reader for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in St Petersburg to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Options Plus Financial Services, Inc. Payment

N/A

Frequently Asked Questions

Our Credit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for St Petersburg Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our St Petersburg Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our High Risk Merchant Account to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our St Petersburg business. our rates are merchant account rates, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Martissa

Dropshipping Services CEO
★★★★★
"our One-Click Checkoutintegration with our Plumbing Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Drywall & Insulation business."
AL

Mauro Lopez

Eco-Friendly Design Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local St Petersburg Business that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.