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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Merchant Service Companies in Saint Petersburg Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Void transaction security, PCI Validation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payline Data & EMV Card Reader for small business
best High-Risk Processor for Easy Pay Direct Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Business

About Koch Financial Services | Saint Petersburg Fl

Does your Saint Petersburg Companies need PayPal, Mobile Payment Processing, Payment gateway, auto loans, Hosted Billing Pages, HSA Card, and Credit card sales financing?

Find the Best Contactless Payment Solution near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • Donation Forms
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Chargeback management
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Finix Saint Petersburg professionals
  • Customer database
  • Retail store Venmo Vendors
  • Payoneer for Saint Petersburg Metal Roof Paneling
  • Ranked Best Rated Event & Ticketing POS custom Flutterwave company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Fitness & Gym POS for Saint Petersburg Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Hosted Billing Pages Saint Petersburg
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

Best Mobile Payments Solution (mPOS) for Grocery Stores in Saint Petersburg

top-rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Alipay Company to get a payment gateway in Saint Petersburg FL

Best Saint Petersburg Allied Wallet business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Saint Petersburg

National Wide
+ $0.20 per transaction
  • Retail store Credit card processing| Roofing Point of Sale
  • Debit card processing for Saint Petersburg Roofing Contractors & Real Estate Agency Business
  • Roof Renovation Saint Petersburg | SaaS Companies Sales System
  • Sales Training Companies POS | Salon software High Risk Merchant Account
  • PIN Debit Service for Segmental Block Wall
  • SEO Consultants Credit card processing services in Saint Petersburg
  • Shower Valve Swap Business | Skip Tracing Services in Saint Petersburg
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PayPal Pro or EMV Card Reader for Real Estate Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Discover Trusted Merchants in Saint Petersburg to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Koch Financial Services Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Saint Petersburg Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Saint Petersburg Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our ACH Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Saint Petersburg business. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Cook

Smart & Connected Home CEO
★★★★★
"our Guest Checkout Optionintegration with our Restaurant e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Smart Energy business."
AL

Scott Lopez

Smart Entry Systems Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Saint Petersburg Business that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.