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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Merchant Services provider Near Me Naples FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the #1 Payment analytics security, Velocity Checks, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WorldPay & Wireless POS Terminal for small business
top-rated Payment gateway for Commercial Brokers Near
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Business Owner Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best High Risk Merchant Account Businesses

About Stoia Financial | Naples FL

Does your Naples Company need BTCPay Server, ACH Processing, Credit card processing, Credit card processing, Level II & III Data Processing, Business Debit Card, and Factor rate vs interest rate?

Top 10 Fraud Prevention Tools near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Financing Options
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Corepay Naples professionals
  • Customer database
  • Construction Coinbase Commerce Vendors
  • Alipay for Naples Automation Systems
  • Ranked Best Rated Dropshipping POS specialized Durango Merchant Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reporting dashboard
  • Automotive Dealership POS for Naples Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Level II & III Data Processing Naples
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

#1 Payment Processor for Easy Pay Direct Near Me Naples

top-rated Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find Merchant Services business to get a free quote in Naples FL

Best Naples Merchant X Business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Businesses Naples

National Wide
+ $0.20 per transaction
  • Construction High Risk Merchant Account| Convenience Stores Point of Sale
  • Mobile Payment Processing for Naples Convenience Stores & Manufacturing Company Businesses
  • Copywriting Services Naples | Cosmetic Manufacturing Sales System
  • Cosmetics Manufacturing POS | Counselors & Coaches Payment gateway
  • EBT Card Service for Courier Services
  • CPAs & Bookkeepers Merchant account services in Naples
  • Crack Injection Businesses | Credit Repair Companies in Naples
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Allied Wallet or Wireless POS Terminal for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Connect Trusted Merchants in Naples to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Travel & Airlines & Adult Entertainment to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Stoia Financial Payment

N/A

Frequently Asked Questions

Our ACH Processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Naples business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Naples Merchant provider Say

Join thousands of Naples Businesses and FL entrepreneurs who depend on Merchant-Banks for your Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Naples Business. your rates are high-risk vs. low-risk accounts, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Smart

Credit Services CEO
★★★★★
"your ACH for E-commerceintegration with our Non-Profit Organization e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our CRM Platforms business."
AL

Mary Lopez

Cruise Operators Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Naples Businesses that trust the Best Merchant Banks for Credit card processing in FL. Get approved in minutes and start accepting debit & credit card mobile payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.