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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Largo Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Virtual terminal security, PCI Validation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Basis Theory & EMV Card Reader for small business
best E-commerce Solution for Corepay Near Me
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Online Business Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Company

About Efx Financial Services | Largo Fl

Does your Largo Business need Apple Pay, Mobile Payment Processing, Payment gateway, High-risk merchant, Level II & III Data Processing, ATM Card, and Merchant Cash Advance renewal?

Top 10 PCI Compliant Merchant Services near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Financing Options
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Batch processing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Easy Pay Direct Largo professionals
  • Customer database
  • Mobile vendor BTCPay Server Vendors
  • BTCPay Server for Largo Merchant Services
  • Ranked #1 Event & Ticketing POS custom eMerchantBroker company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Grocery Store POS for Largo Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Level II & III Data Processing Largo
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

Best High Risk Merchant Account for Finix in Largo

Best Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Payoneer Businesses to get a merchant account in Largo FL

Best Largo PayPal Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • Wireless POS Terminal with Payment API
  • Advanced Capital One reporting
  • POS Terminal with Next Day Funding
  • Order Management & Largo Pay-at-the-Table
  • High Risk Merchant Account Companies for Entertainment Venues in Largo
Get High Risk Merchant Account

High Risk Merchant Account provider Largo

National Wide
+ $0.20 per transaction
  • Mobile vendor Credit card processing| Mold Remediation Point of Sale
  • Debit card processing for Largo Mortgage Lenders & Accounting Firm Company
  • Mortgage Services Largo | Motels Sales System
  • Moving Services POS | Music Distribution High Risk Merchant Account
  • Business Debit Card Service for Music Schools
  • Natural Gas Distribution Merchant Services services in Largo
  • NFT Projects Company | Nonprofit Organizations in Largo
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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CDGcommerce alternatives to EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in Largo to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Efx Financial Services Payment

EFX is paving the way for transaction processing and capital flow management with new solutions and technology. As an industry leader, we offer a streamlined approach to capital flow, driven by innovative products supported by proprietary software and white-glove client support. We question the status quo and are revolutionizing the transaction processing industry through agile product development and outside-of-the-box thinking. OUR BACKGROUND Headquartered in Largo, Florida, EFX offers innovative solutions that streamline the flow of capital between organizations, business partners and customers. EFX was founded in 2006 with one goal in mind – bringing value-added functionality and a higher level of client satisfaction to the electronic fund transfer management community. By leveraging our agile team of technology leaders in combination with our relationship-driven approach, EFX is able to offer a breadth of capital flow solutions supported by proprietary software and in-house support team. EFX’S EXPERIENCE IN THE TRANSACTION PROCESSING INDUSTRY EFX leverages a powerful combination of industry expertise, robust product offerings, and cutting-edge technology to provide an exceptional experience for all clients. EFX’s processing platforms are secure, stable, flexible and among the most innovative in the industry. Backed by innovative thinking and powered by the latest technology, EFX’s flexible processing solutions can help you grow your business, boost customer satisfaction and increase customer retention. Drive revenue growth and increase profitability with the power of our industry expertise paired with our competitive, transparent rates.

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Largo Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Largo Merchant Providers Say

Join thousands of Fl who trust Merchant-Banks with our ACH Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Largo Companies. our rates are merchant account rates, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Delgado

Notary Services CEO
★★★★★
"our Digital Product Deliveryintegration with our Auto Repair Shop e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Nutritionists business."
AL

Patrick Lopez

Office Supply Companies Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Largo Company that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.