>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Credit Card Processing provider Near Miami FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Virtual terminal security, AVS & CVV Verification, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Marqeta & NFC Payment Terminal for small business
premier Omnichannel Payment Solution for Merchant X in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
top-rated high risk Businesses

About Own Realty Own Financial | Miami FL

Does your Miami Company need Google Pay, Debit card processing, High Risk Merchant Account, Merchant account, Dunning Management, EBT Card, and Get a Merchant Cash Advance online?

Top 10 PCI Compliant Merchant Services near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Corporate Card
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Batch processing
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for Payoneer Miami professionals
  • Customer database
  • Hemp Cultivation PayPal Vendors
  • Merchant Services for Miami Video Doorbell Installation
  • Ranked #1 Pop-Up Store POS tailored for PayPal Pro company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Automotive Dealership POS for Miami Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Dunning Management Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

top Payment Aggregator for Primer.io Near Miami

Best Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover eMerchantBroker business to get a free quote in Miami FL

Best Miami EMV chip Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • QR code payments Payment gateway
  • EMV Card Reader with ERP Integration
  • Advanced FICO reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Kitchen Printer & Miami Labor Cost Reporting
  • High Risk Pay Providers for Professional Services Near Miami
Get High Risk Merchant Account

High Risk Merchant Account Businesses Miami

National Wide
+ $0.20 per transaction
  • Hemp Cultivation Payment gateway| High-risk merchant Point of Sale
  • ACH Processing for Miami HOAs & Dental Office Businesses
  • Home Decor Miami | Home Goods Retail Sales System
  • Home Healthcare POS | Home Improvement Retail Credit card processing
  • HSA Card Service for Home Inspectors
  • Home Renovation Peer-to-Peer Lending services in Miami
  • Horizontal Wood Fence Businesses | Hotels in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Merchant X alternatives to NFC Payment Terminal for Dental Office

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Find Trusted Merchants in Miami to grow your Small, Big or Large Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Own Realty Own Financial Payment

N/A

Frequently Asked Questions

Our Debit card processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Miami business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant provider Say

Join thousands of Miami Businesses and FL entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to security features payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Miami Business. their rates are payment gateway features, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Bonos Montoya

HR & Staffing Agencies CEO
★★★★★
"their Payment Gateway API Integrationintegration with our E-commerce Business e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our HVAC business."
AL

Helen Lopez

HVAC Installation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Businesses that trust the Best Merchant Banks for High Risk Merchant Account in FL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.