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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Services Businesses Near Me Gainesville FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Virtual terminal security, Velocity Checks, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Coinbase Commerce & Wireless POS Terminal for small business
top-rated E-commerce Solution for Primer.io Near
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Local Business Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account business

About P&L Financial Services Inc. | Gainesville FL

Does your Gainesville Businesses need ACH, ACH Processing, Credit card processing, Working Capital Loans, Customer Self-Service Portal, PIN Debit, and MCA for bad credit?

Top 10 PCI Compliant Merchant Services near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Fleet Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Batch processing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Residential Construction Gainesville professionals
  • Customer database
  • Bars & Lounges BitPay Vendors
  • Durango Merchant Services for Gainesville Global Payments
  • Ranked #1 Dropshipping POS specialized Skrill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Automotive Dealership POS for Gainesville Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Customer Self-Service Portal Gainesville
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

#1 High Risk Merchant Account for SMB Global Near Me Gainesville

Best Payment Processing Merchants to streamline operations, get paid faster & grow your business. Find Apple Pay Companies to get a credit card reader in Gainesville FL

Best Gainesville Basis Theory Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • BTCPay Server Payment gateway
  • NFC Payment Terminal with Payment API
  • Advanced Capital One reporting
  • Gift Card Support with Next Day Funding
  • Order Management & Gainesville Pay-at-the-Table
  • high risk provider for Automotive Services Near Me Gainesville
Get High Risk Merchant Account

High Risk Merchant Account Provider Gainesville

National Wide
+ $0.20 per transaction
  • Bars & Lounges High Risk Merchant Account| Bathroom Exhaust Fan Point of Sale
  • Mobile Payment Processing for Gainesville Battery Manufacturing & General Contractor business
  • Beauty and Cosmetics Retail Gainesville | Beauty Salons Sales System
  • Bed & Breakfasts POS | Beverage Bottling Payment gateway
  • Signature Debit Service for Beverage Manufacturing
  • Black Mold Removal Bad Credit Business Loans services in Gainesville
  • Blockchain Startups business | Bookstores in Gainesville
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Easy Pay Direct alternatives to Wireless POS Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Connect Trusted Merchants in Gainesville to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Travel & Airlines & Adult Entertainment to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About P&L Financial Services Inc. Payment

N/A

Frequently Asked Questions

Our ACH Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Gainesville Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Gainesville Merchant Businesses Say

Join thousands of local business Near Me Gainesville FL to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Gainesville Company. your rates are transaction fees, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Balsinger

Branding Agencies CEO
★★★★★
"your Abandoned Cart Recovery Toolsintegration with our Healthcare Clinic e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Brewery & Distillery business."
AL

Michael Lopez

Building Materials Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Gainesville business that trust the Best Merchant Banks for Credit card processing in FL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.