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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Merchant Service Businesses in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Void transaction security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & EMV Card Reader for small business
top High-Risk Processor for Marqeta Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Online Business Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay business

About Npc Financial | Miami Fl

Does your Miami Businesses need BTCPay Server, Mobile Payment Processing, Payment gateway, High-risk merchant, Subscription Management, HSA Card, and Merchant Cash Advance renewal?

Find the Best Contactless Payment Solution near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Merchant X Boca Raton professionals
  • Customer database
  • Xeriscape Conversion Coinbase Commerce Vendors
  • Global Payments for Boca Raton Ventilation Upgrades
  • Ranked Best Rated Cloud POS custom PayKings company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Automotive Dealership POS for Boca Raton Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Subscription Management Boca Raton
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

top-rated Mobile Payments Solution (mPOS) for Payoneer in Boca Raton

top-rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect NFC (Near Field Communication) Companies to get a credit card reader in Boca Raton FL

Best Miami NOWPayments Company

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Provider Boca Raton

National Wide
+ $0.20 per transaction
  • Xeriscape Conversion Credit card processing| Accounting Services Point of Sale
  • Debit card processing for Boca Raton Additive Manufacturing & Real Estate Agency business
  • Aerospace Components Boca Raton | Aerospace Manufacturing Sales System
  • Agricultural Data Services POS | Agricultural Equipment Sales High Risk Merchant Account
  • PIN Debit Service for Agriculture – Crop Production
  • Agriculture – Livestock Merchant Services services in Boca Raton
  • AI Companies business | Apparel Manufacturing in Boca Raton
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Heartland Payment Systems or EMV Card Reader for Real Estate Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Discover Trusted Merchants in Boca Raton to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Npc Financial Payment

NPC Financial (the South Florida Agency of Guardian Life) is a comprehensive financial services firm with offices in Miami, Hollywood and Boca Raton. Since 1951, we have built a reputation for excellence by helping individuals, families and business owners protect what they value most. The thoughtful, holistic approach we bring to all of our planning services—from wealth management and business planning to insurance, retirement, and estate planning—is complemented and supported by the specialized resources and products we provide through our long-standing relationships with The Guardian Life Insurance of America, Park Avenue Securities and Innovative Underwriters. NPC Financial is a third-generation company, and no one better understands the importance of building soundly for the long-term—be it a reputation…a relationship…a family legacy…or a financial plan that will endure for tomorrow. NPC Financial is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ:One Biscayne Tower 2 South Biscayne Blvd., Suite 1740 Miami, FL 33131, ph#305.371.6333. PAS is a direct wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2024-173593 Exp 04/2026

Frequently Asked Questions

Our Mobile Payment Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Miami Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Boca Raton Merchant Businesses Say

Join thousands of local business in Boca Raton FL to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Boca Raton Company. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Levy

App Developers CEO
★★★★★
"our Omnichannel Paymentsintegration with our Restaurant e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Appliance Stores business."
AL

Janis Lopez

Appointment Setters Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Boca Raton business that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.