๐ŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

top-rated Payment Processing Providers in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Reconciliation security, Security Audits, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Allied Wallet & EMV Card Reader for small business
premier Payment Processor for Commercial Construction Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation โ€ข Instant approval โ€ข Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
๐Ÿ“ž Call Now ๐Ÿ’ฐ Get Quote
50,000+ Service Provider Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Company

About Npc Financial | Miami Fl

Does your Miami Business need Apple Pay, Credit card processing, Debit card processing, Peer-to-Peer Lending, Tax Calculation Integration, Check Card, and Stacking MCAs?

Top 10 Secure Checkout Providers near you.

๐Ÿ’ณ

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Secured Credit Card
  • EMV chip card support
  • Secure Checkout Seal
  • Real-time mobile payments reporting
  • Chargeback protection
๐ŸŒ

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

๐Ÿ“ฑ

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
๐Ÿ’ป

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Durango Merchant Services West Palm Beach professionals
  • Customer database
  • Data Brokers BTCPay Server Vendors
  • Amortization for West Palm Beach Mastercard
  • Ranked top-rated Pop-Up Store POS specific to Easy Pay Direct company
๐Ÿช

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Automotive Dealership POS for West Palm Beach Business
  • AML (Anti-Money Laundering) & Data breach
๐Ÿฆ

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Tax Calculation Integration West Palm Beach
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

top E-commerce Solution for eMerchantBroker in West Palm Beach

#1 Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect Shopping cart Businesses to get the best rates in West Palm Beach FL

Best Miami Skrill Companies

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account provider West Palm Beach

National Wide
+ $0.20 per transaction
  • Data Brokers Mobile Payment Processing| Decks & Patios Point of Sale
  • Payment gateway for West Palm Beach Demolition Services & Non-Profit Organization Company
  • Dental Care West Palm Beach | Dental Services Sales System
  • Dentists POS | Department Store ACH Processing
  • FSA Card services for Department Stores
  • Dermatologists Working Capital Loans Service in West Palm Beach
  • Digital Ad Buyers Company | Digital Marketing in West Palm Beach
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
๐Ÿ”’

Basis Theory versus EMV Card Reader for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

๐Ÿ›ก๏ธ

Payment Processing for High Risk business

Discover Trusted Merchants in West Palm Beach to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

๐Ÿ”

About Npc Financial Payment

NPC Financial (the South Florida Agency of Guardian Life) is a comprehensive financial services firm with offices in Miami, Hollywood and Boca Raton. Since 1951, we have built a reputation for excellence by helping individuals, families and business owners protect what they value most. The thoughtful, holistic approach we bring to all of our planning servicesรขย€ย”from wealth management and business planning to insurance, retirement, and estate planningรขย€ย”is complemented and supported by the specialized resources and products we provide through our long-standing relationships with The Guardian Life Insurance of America, Park Avenue Securities and Innovative Underwriters. NPC Financial is a third-generation company, and no one better understands the importance of building soundly for the long-termรขย€ย”be it a reputationรขย€ยฆa relationshipรขย€ยฆa family legacyรขย€ยฆor a financial plan that will endure for tomorrow. NPC Financial is an Agency of The Guardian Life Insurance Company of Americaร‚ยฎ (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ:One Biscayne Tower 2 South Biscayne Blvd., Suite 1740 Miami, FL 33131, ph#305.371.6333. PAS is a direct wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2024-173593 Exp 04/2026

Frequently Asked Questions

Our Credit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Miami Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our West Palm Beach Merchant Providers Say

Join thousands of Fl who trust Merchant-Banks with our High Risk Merchant Account to security features payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our West Palm Beach Companies. our rates are pricing models, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Firpo

Dispensary CEO
โ˜…โ˜…โ˜…โ˜…โ˜…
"our Tax Automationintegration with our Plumbing Services e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
โ˜…โ˜…โ˜…โ˜…โ˜…
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Domain Registrars business."
AL

Alan Lopez

Double-Pane Window Replacement Owner
โ˜…โ˜…โ˜…โ˜…โ˜…

Ready to Start Processing Payments?

Join thousands of local West Palm Beach Company that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.