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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Merchant Service Provider in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Virtual terminal security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Adyen & EMV Card Reader for small business
top-rated High-Risk Processor for Allied Wallet Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Companies

About Raymond James Financial | Miami Fl

Does your Miami business need Coinbase Commerce, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Online Bill Pay Portal, HSA Card, and How does an MCA work??

Top 10 PCI Compliant Merchant Services near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Basis Theory Saint Petersburg professionals
  • Customer database
  • Motels Cryptocurrency Vendors
  • Allied Wallet for Saint Petersburg Allied Wallet
  • Ranked Best Rated Dropshipping POS custom Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Drive-Thru POS for Saint Petersburg Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Online Bill Pay Portal Saint Petersburg
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

#1 Mobile Payments Solution (mPOS) for Commercial Brokers in Saint Petersburg

top-rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Buy Now Pay Later (BNPL) Business to get started today in Saint Petersburg FL

Best Miami CDGcommerce Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies Saint Petersburg

National Wide
+ $0.20 per transaction
  • Motels Credit card processing| Music Distribution Point of Sale
  • Debit card processing for Saint Petersburg Music Schools & Real Estate Agency Companies
  • Natural Gas Distribution Saint Petersburg | NFT Projects Sales System
  • Nonprofit Organizations POS | Notary Services High Risk Merchant Account
  • PIN Debit Service for Nutritionists
  • Office Supply Companies Working Capital Loans services in Saint Petersburg
  • Office Supply Retail Companies | Oil & Gas Extraction in Saint Petersburg
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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American Express or EMV Card Reader for Real Estate Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Discover Trusted Merchants in Saint Petersburg to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Raymond James Financial Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System business are 100% committed to making high-risk payment processing simple for Miami Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Saint Petersburg Merchant Provider Say

Join thousands of small and large Companies in Miami to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Saint Petersburg Businesses. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Trimpey

Online marketplace CEO
★★★★★
"our Subscription E-commerceintegration with our Restaurant e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Online Marketplaces business."
AL

Daniel Lopez

Optometry Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Saint Petersburg Companies that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.