🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing Provider Near Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Daily closeout security, Tokenization, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payment Depot & NFC Payment Terminal for small business
top High-Risk Processor for Allied Wallet in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Company Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
Best high risk business

About Us Education Finance Corp | Miami Fl

Does your Miami Businesses need NOWPayments, Debit card processing, High Risk Merchant Account, Merchant account, Account Updater Service, Signature Debit, and Get a Merchant Cash Advance online?

Find the Best High Risk Credit Solutions near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Automatic Language Detection
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Basis Theory Miami professionals
  • Customer database
  • Agricultural Equipment Sales QR code payments Vendors
  • PayPal Pro for Miami eMerchantBroker
  • Ranked Best Rated Cloud POS tailored for Business Lenders company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Automotive Dealership POS for Miami Business
  • 3D Secure & AML (Anti-Money Laundering)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Account Updater Service Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

top-rated Mobile Payments Solution (mPOS) for Commercial Brokers Near Miami

#1 Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover PayPal Pro Companies to get started today in Miami FL

Best Miami Point of Sale (POS) Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Venmo Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Ingredient-Level Inventory & Miami Kitchen Display System (KDS)
  • High Risk Pay Businesses for Subscription-Based Business Near Miami
Get High Risk Merchant Account

High Risk Merchant Account Companies Miami

National Wide
+ $0.20 per transaction
  • Agricultural Equipment Sales Payment gateway| Agriculture – Livestock Point of Sale
  • ACH Processing for Miami AI Companies & Travel Agency business
  • Apparel Manufacturing Miami | App Developers Sales System
  • Appliance Stores POS | Appointment Setters Credit card processing
  • ATM Card Service for Appraisers
  • Aquaculture Peer-to-Peer Lending services in Miami
  • Asbestos Abatement Company | Auto Body Shops in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Primer.io or NFC Payment Terminal for Travel Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Corporations

Find Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Us Education Finance Corp Payment

N/A

Frequently Asked Questions

Our Debit card processing provider & POS System Enterprise are 100% committed to making high-risk payment processing simple for Miami Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Provider Say

Join thousands of small and large business in Miami to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Miami Firm. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Baguhin

Automation Systems CEO
★★★★★
"their Subscription E-commerceintegration with our Wholesale Distributor e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Automotive Brands business."
AL

Greg Lopez

Automotive Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Firms that trust the Best Merchant Banks for High Risk Merchant Account in FL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.