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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Provider Near Boston Ma

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Chargeback management security, Tokenization, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Durango Merchant Services & NFC Payment Terminal for small business
top High Risk Merchant Account for Razorpay in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High Risk Merchant Account Served
$2.5B Cryptocurrency Processed Annually
99.9% Uptime Guarantee
#1 high risk Companies

About Baystate Financial | Boston Ma

Does your Boston business need Digital wallet, Payment gateway, ACH Processing, Personal Loan, Level II & III Data Processing, Bank Card, and MCA alternatives?

Find the Best High Risk Merchant Account near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • Financing Options
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Invoice automation
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based E-check for Skrill New York professionals
  • Customer database
  • Psychiatrists Google Pay Vendors
  • eMerchantBroker for New York Gutter Guard Installation
  • Ranked Best Cloud POS for my SMB Global company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Drive-Thru POS for New York Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Level II & III Data Processing New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

top-rated High-Risk Processor for Soar Payments Near New York

Best Rated Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover Allied Wallet Business to get a high-risk account in New York NY

Best Boston American Express Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • NOWPayments Payment gateway
  • EMV Card Reader with Payment Links
  • Advanced Chase reporting
  • Food Truck POS with Next Day Funding
  • Pay-at-the-Table & New York POS Terminal (Touchscreen)
  • High Risk Pay Businesses for Property Management Near New York
Get High Risk Merchant Account

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • Psychiatrists Debit card processing| Public Schools Point of Sale
  • High Risk Merchant Account for New York Quarrying – Stone & Gravel & Auto Repair Shop Companies
  • Real Estate New York | Real Estate Agents Sales System
  • Real Estate Development POS | Real Estate Investors Mobile Payment Processing
  • Check Card services for Real Estate Law
  • Real Estate Photographers auto loans Service in New York
  • Real Estate Wholesalers Companies | Recreational Dispensary in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Finix compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in New York to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Baystate Financial Payment

120 YEARS. ONE FOCUS. Since we opened our doors in 1901, we’ve developed the experience and expertise to better understand what our clients need to be successful. Put that knowledge to work and discover what is possible when the focus of an award-winning firm is on YOU. Baystate Financial has built a reputation for helping its clients gain clarity, leverage and financial independence. Clarity with regard to what having wealth means to them; leverage with regard to the ways they integrate and coordinate their assets and income to build, protect and distribute wealth in an efficient and effective manner; and financial independence with the knowledge that they have made informed and appropriate decisions appropriate for the complex financial lives they tend to lead. “We believe that Baystate Financial's greatest strength is its network of talented people, the passion they have for their work, and the collaborative culture they embrace. All across New England, our associates make us a best place to work. Our focus always is to foster an environment that encourages their best thinking and supports their personal and professional development so that we bring the best to each other and to our clients day in and day out,” David C. Porter, Managing Partner. Baystate is headquartered in Boston MA, and has 16 office locations throughout New England. Baystate Financial specializes in many things such as financial planning, business and estate planning, retirement planning, as well as a variety of protection and investment products. Learn more about Baystate Financial here: http://www.baystatefinancial.com/ Securities and investment advisory services through MMLIS member SIPC (www.sipc.org). Baystate Financial is not a subsidiary or affiliate of MMLIS, or its affiliated companies. Supervisory address: 200 Clarendon Street, 19th & 25th floors, Boston, MA 02116 617-585-4500

Frequently Asked Questions

Our Payment gateway provider & POS System business are 100% committed to making high-risk payment processing simple for Boston Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Companies in Boston to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our New York Businesses. their rates are Square vs. Stripe, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Rivas

REITs CEO
★★★★★
"their Payouts for Marketplacesintegration with our Bar or Nightclub e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Religious Institutions business."
AL

Stephanie Lopez

Rent-to-Own Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Companies that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.