🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing provider Near Santa Barbara CA

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Daily closeout security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & NFC Payment Terminal for small business
#1 Omnichannel Payment Solution for Basis Theory in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Small Business Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Citywide Merchant Solutions | Santa Barbara CA

Does your Santa Barbara Companies need Buy Now Pay Later (BNPL), Debit card processing, High Risk Merchant Account, Personal Loan, Invoice Customization, EBT Card, and Weekly repayment MCA?

Find the Best High Risk Credit Solutions near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, American Express
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Omnichannel
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Commercial Brokers Santa Barbara professionals
  • Customer database
  • Fixture Replacement Credit card processing Vendors
  • High Risk Pay for Santa Barbara Encryption
  • Ranked Best Rated eMerchant tailored for Commercial Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Cannabis Dispensary POS for Santa Barbara Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Invoice Customization Santa Barbara
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

best Payment Aggregator for Corepay Near Santa Barbara

#1 Payment Processing Brick-and-Mortar Store to simplify payments, enhance security & get paid faster. Discover Payment Depot Company to get a free quote in Santa Barbara CA

Best Santa Barbara Payment gateway Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Cryptocurrency Payment gateway
  • EMV Card Reader with ERP Integration
  • Advanced FICO reporting
  • Restaurant POS with Next Day Funding
  • Kitchen Printer & Santa Barbara Labor Cost Reporting
  • High Risk Pay Providers for Professional Services Near Santa Barbara
Get High Risk Merchant Account

High Risk Merchant Account Businesses Santa Barbara

National Wide
+ $0.20 per transaction
  • Fixture Replacement Payment gateway| Flooring Point of Sale
  • ACH Processing for Santa Barbara Flooring Installation & Real Estate Business
  • Florist Retail Santa Barbara | Food Delivery Sales System
  • Food Processing Plants POS | Food Trucks Credit card processing
  • HSA Card Service for Footwear Manufacturing
  • Foreclosure Specialists auto loans services in Santa Barbara
  • Forestry Corporations | Foundation Repair in Santa Barbara
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Instabill alternatives to NFC Payment Terminal for Real Estate

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprise

Find Trusted Merchants in Santa Barbara to grow your Small, Big or Large Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Citywide Merchant Solutions Payment

N/A

Frequently Asked Questions

Our Debit card processing Companies & POS System Enterprises are 100% committed to making high-risk payment processing simple for Santa Barbara Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Santa Barbara Merchant provider Say

Join thousands of Santa Barbara Business and CA entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Santa Barbara Firms. their rates are Square vs. Stripe, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Barin

Framing CEO
★★★★★
"their Payment Gateway API Integrationintegration with our Real Estate Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Franchise Consultants business."
AL

Susan Lopez

Franchise merchant Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Santa Barbara business that trust the Best Merchant Banks for High Risk Merchant Account in CA. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.