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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Services Companies Near Me Saint Paul Mn

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Daily closeout security, Chargeback Alerts, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get National Processing & Wireless POS Terminal for small business
best E-commerce Solution for Primer.io Near
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Local Business Served
$2.5B PayPal Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Business

About Securian Financial | Saint Paul Mn

Does your Saint Paul Companies need Venmo, ACH Processing, Credit card processing, Working Capital Loans, Level II & III Data Processing, PIN Debit, and MCA for bad credit?

Find the Best High Risk Credit Solutions near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Financing Options
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Zelle for Residential Construction Charlotte professionals
  • Customer database
  • Home Decor ACH Vendors
  • PayKings for Charlotte Water Damage Repair
  • Ranked #1 Event & Ticketing POS specialized Skrill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Convenience & Specialty Store POS for Charlotte Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Level II & III Data Processing Charlotte
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

Best High Risk Merchant Account for SMB Global Near Me Charlotte

Best Payment Processing Merchants to streamline operations, get paid faster & grow your business. Find Flutterwave Company to get a payment gateway in Charlotte NC

Best Saint Paul Global Payments business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Charlotte

National Wide
+ $0.20 per transaction
  • Home Decor High Risk Merchant Account| Home Healthcare Point of Sale
  • Mobile Payment Processing for Charlotte Home Improvement Retail & General Contractor Business
  • Home Inspectors Charlotte | Home Renovation Sales System
  • Horizontal Wood Fence POS | Hotels Payment gateway
  • Signature Debit Service for HR & Staffing Agencies
  • HVAC Bad Credit Business Loans services in Charlotte
  • HVAC Installation Business | HVAC Services in Charlotte
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Payline Data alternatives to Wireless POS Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Connect Trusted Merchants in Charlotte to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Securian Financial Payment

To be confident in your financial future, you need to trust the strength and commitment of your financial organization. For more than 140 years, the Securian Financial family of companies has been developing innovative insurance and retirement solutions to meet the evolving needs of individuals, families and businesses. Offered through partnerships with employers, financial professionals and affinity groups, our products help bring peace of mind to more than 22 million customers throughout the United States and Canada. We are trusted by our partners and customers to fulfill our purpose of helping to build their secure tomorrows.

Frequently Asked Questions

Our ACH Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Saint Paul Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charlotte Merchant Companies Say

Join thousands of NC Business that trust Merchant-Banks for your Debit card processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Charlotte business. your rates are transaction fees, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Clark

Ice Cream & Dessert Shops CEO
★★★★★
"your Shopping Cart Integrationintegration with our Healthcare Clinic e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Immigration Attorneys business."
AL

Shirley Lopez

Indoor Air Quality Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charlotte Business that trust the Best Merchant Banks for Credit card processing in NC. Get approved in minutes and start accepting debit & credit card mobile payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.