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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Service Provider in Williamsburg Va

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Recurring billing security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Chase Paymentech & EMV Card Reader for small business
top-rated High-Risk Processor for Marqeta Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Companies

About The Optimal Financial Group | Williamsburg Va

Does your Williamsburg business need PayPal, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Subscription Management, HSA Card, and How does an MCA work??

Top 10 Payment Processing Companies near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in VA

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Merchant X Norfolk professionals
  • Customer database
  • SaaS Companies Venmo Vendors
  • Corepay for Norfolk Fraud detection
  • Ranked Best Rated Dropshipping POS custom PayKings company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Virtual terminal
  • Event & Ticketing POS for Norfolk Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Subscription Management Norfolk
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

#1 Mobile Payments Solution (mPOS) for Payoneer in Norfolk

top-rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Helcim Business to get started today in Norfolk VA

Best Williamsburg High Risk Pay Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Zelle Payment gateway
  • Wireless POS Terminal with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Employee Management with Next Day Funding
  • Ingredient-Level Inventory & Norfolk Kitchen Display System (KDS)
  • High Risk Merchant Account Businesses for Subscription-Based Business in Norfolk
Get High Risk Merchant Account

High Risk Merchant Account Companies Norfolk

National Wide
+ $0.20 per transaction
  • SaaS Companies Credit card processing| Salon software Point of Sale
  • Debit card processing for Norfolk Segmental Block Wall & Real Estate Agency Companies
  • SEO Consultants Norfolk | Shower Valve Swap Sales System
  • Skip Tracing Services POS | Smart & Connected Home High Risk Merchant Account
  • PIN Debit Service for Smart Energy
  • Smart Entry Systems Working Capital Loans services in Norfolk
  • Smart Home Installation Companies | Smoke Shop in Norfolk
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Durango Merchant Services or EMV Card Reader for Real Estate Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Norfolk to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About The Optimal Financial Group Payment

The Optimal Financial Group combines best practices in the fields of law, accounting and financial planning, providing un-biased and independent advice that is in the absolute best interests of our Clients. Through constant planning, coaching and communication we are able to deliver uncompromised value to our Clients in the form of tax savings, improved protection, lower cost insurance strategies and improved investment returns. SPECIALTIES: Tax law, Tax preparation, Tax accounting, tax planning, dental cpa, real estate cpa

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System business are 100% committed to making high-risk payment processing simple for Williamsburg Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Norfolk Merchant Provider Say

Join thousands of small and large Companies in Williamsburg to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Norfolk Businesses. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Dombek

Social Media Managers CEO
★★★★★
"our Subscription E-commerceintegration with our Restaurant e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Software Resellers business."
AL

Charlie Lopez

Soil & Fertilizer Production Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Norfolk Companies that trust the Best Merchant Banks for Payment gateway in VA. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.