🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Salt Lake City UT

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Chargeback management security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Razorpay & EMV Card Reader for small business
Best High-Risk Processor for Residential Construction Near Me
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Firm

About Secure Choice Merchant Services | Salt Lake City UT

Does your Salt Lake City business need PayPal, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Online Bill Pay Portal, HSA Card, and How does an MCA work??

Find the Best International Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in UT

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Invoice automation
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for SMB Global Salt Lake City professionals
  • Customer database
  • Trucking Venmo Vendors
  • SMB Global for Salt Lake City Polyurea Coating Application
  • Ranked Best Mobile POS (mPOS) custom Soar Payments company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Grocery Store POS for Salt Lake City Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Online Bill Pay Portal Salt Lake City
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

leading Mobile Payments Solution (mPOS) for Web Developers in Salt Lake City

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Corepay Business to get a payment gateway in Salt Lake City UT

Best Salt Lake City Cryptocurrency Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Salt Lake City

National Wide
+ $0.20 per transaction
  • Trucking Credit card processing| Vacation Property Investors Point of Sale
  • Debit card processing for Salt Lake City Vacation Rentals (Airbnb Hosts) & E-commerce Business Firm
  • Vape Shop Salt Lake City | Vape & Smoke Shops Sales System
  • Ventilation Upgrades POS | Vertical Space Optimization High Risk Merchant Account
  • PIN Debit Service for Video Doorbell Installation
  • Virtual Assistants Working Capital Loans services in Salt Lake City
  • Voice-Controlled Scene Setup Companies | Wall Removal w/ Beam Support in Salt Lake City
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Soar Payments or EMV Card Reader for E-commerce Business

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Salt Lake City to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Secure Choice Merchant Services Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Company are 100% committed to making high-risk payment processing simple for Salt Lake City Corporations owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Salt Lake City Merchant Companies Say

Join thousands of UT Firm that trust Merchant-Banks for our ACH Processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Salt Lake City Enterprise. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Kimsey

Water Damage Repair CEO
★★★★★
"our Guest Checkout Optionintegration with our Financial Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Water Heating Systems business."
AL

Robert Lopez

Water Leak Detectors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Salt Lake City Enterprises that trust the Best Merchant Banks for Payment gateway in UT. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.