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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing provider Near Lubbock Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Payment analytics security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get National Processing & NFC Payment Terminal for small business
premier Mobile Payments Solution (mPOS) for Medical Billing Services in
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Businesses Served
$2.5B PayPal Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Businesses

About South Plains Financial | Lubbock Tx

Does your Lubbock Company need Venmo, Payment gateway, ACH Processing, Bad Credit Business Loans, Trial Period Management, Mastercard Debit, and Daily repayment MCA?

Find the Best Business Merchant Services near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Secured Credit Card
  • EMV chip card support
  • Text-to-Pay
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Zelle for PayKings Dallas professionals
  • Customer database
  • Data Brokers ACH Vendors
  • PayKings for Dallas Payment analytics
  • Ranked top-rated Pop-Up Store POS for my Payoneer company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reporting dashboard
  • Grocery Store POS for Dallas Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Trial Period Management Dallas
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

top Omnichannel Payment Solution for PayPal Pro Near Dallas

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover CDGcommerce business to get help with PCI compliance in Dallas TX

Best Lubbock Chase Paymentech Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • Apple Pay Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Barcode Scanning with Next Day Funding
  • Kitchen Display System (KDS) & Dallas Kitchen Printer
  • High Risk Pay Providers for Government & Municipalities Near Dallas
Get High Risk Merchant Account

High Risk Merchant Account Businesses Dallas

National Wide
+ $0.20 per transaction
  • Data Brokers Debit card processing| Decks & Patios Point of Sale
  • High Risk Merchant Account for Dallas Demolition Services & Restaurant Businesses
  • Dental Care Dallas | Dental Services Sales System
  • Dentists POS | Department Store Mobile Payment Processing
  • Prepaid Debit Card services for Department Stores
  • Dermatologists High-risk merchant Service in Dallas
  • Digital Ad Buyers Businesses | Digital Marketing in Dallas
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Payline Data versus NFC Payment Terminal for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Find Trusted Merchants in Dallas to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About South Plains Financial Payment

Headquartered in Lubbock, Texas, City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs. Through this commitment, City Bank offers additional banking services including mortgage lending, trust, insurance, investments, indirect lending and private banking. Our people, passion and unique corporate culture create a special environment where our team can expect career-defining moments while delivering a best-in-class customer experience. City Bank promotes a corporate lifestyle that goes well beyond the workplace with a variety of family-friendly events and unique opportunities for its employees such as a wellness program, competitive benefits, referral rewards and more. In all, it’s evident the passion that goes into making City Bank such a great place to work creates a positive impact in the lives of our employees and their families. LinkedIn is a social network. NEVER disclose any personal banking information on this site. Have a banking question? Call 1-800-OUR-BANK (687-2265) or visit us online at www.city.bank. Member FDIC Equal Housing Lender NMLS # 439822

Frequently Asked Questions

Our Payment gateway Companies & POS System Company are 100% committed to making high-risk payment processing simple for Lubbock business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Dallas Merchant provider Say

Join thousands of Dallas Businesses and TX entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to security features payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Dallas Business. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Turner

Dispensary CEO
★★★★★
"their Headless Commerce Payment Integrationintegration with our Salon or Spa e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Domain Registrars business."
AL

Brandon Lopez

Double-Pane Window Replacement Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Dallas Businesses that trust the Best Merchant Banks for ACH Processing in TX. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.