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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Providers in Irving Tx

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Void transaction security, Fraud Detection Suite, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Global Payments & EMV Card Reader for small business
top Payment Aggregator for Business Lenders Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Companies Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Skopos Financial | Irving Tx

Does your Irving Business need Credit card processing, Credit card processing, Debit card processing, High-risk merchant, Trial Period Management, Prepaid Debit Card, and Funding based on future sales?

Top 10 Subscription Box Service Payment Processing near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • Text-to-Pay
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • Tokenization
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Chargeback management
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Commercial Construction Houston professionals
  • Customer database
  • Web Developers Debit card processing Vendors
  • Helcim for Houston Environmental Sensors
  • Ranked Best Cloud POS specific to Corepay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Invoice automation
  • Drive-Thru POS for Houston Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Trial Period Management Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

top-rated Payment gateway for Durango Merchant Services in Houston

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Shopping cart Businesses to get the best rates in Houston TX

Best Irving Skrill Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with Hosted Payment Page
  • Advanced LendingClub reporting
  • Credit Card Reader with Next Day Funding
  • Labor Cost Reporting & Houston Menu Management
  • High Risk Merchant Account Companies for Home Services in Houston
Get High Risk Merchant Account

High Risk Merchant Account provider Houston

National Wide
+ $0.20 per transaction
  • Web Developers Mobile Payment Processing| Wedding Planners Point of Sale
  • Payment gateway for Houston Weight Loss Clinics & Subscription Box Service Company
  • White Label SaaS Vendors Houston | Whole-Home Automation Sales System
  • Windows & Doors POS | Xeriscape Conversion ACH Processing
  • Visa Debit services for Yoga Studios
  • Accounting Services Merchant Services Service in Houston
  • Additive Manufacturing Company | Aerospace Components in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

High Risk Pay compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Houston to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Skopos Financial Payment

At Skopos Financial, we believe in the work our dealers are doing, providing families across America with reliable, safe personal transportation. Our network of dealers work hard to find the right vehicles for customers. And they have our promise … We will work just as hard to provide the right financing solutions. Our dealers enjoy fast and friendly service, flexible financing options, and our commitment to integrity with every deal. Founded in 2012, Skopos is a specialty auto lender partnering with franchised dealers in select states. We would love to share more about our program with you. Contact us at 214-520-4600 or email sales@skopos.us

Frequently Asked Questions

Our Credit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Irving Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Providers Say

Join thousands of Tx who trust Merchant-Banks with our High Risk Merchant Account to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Houston Companies. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Smith

Aerospace Manufacturing CEO
★★★★★
"our Mobile-Optimized Checkoutintegration with our Travel Agency e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Agricultural Data Services business."
AL

James Lopez

Agricultural Equipment Sales Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Company that trust the Best Merchant Banks for Debit card processing in TX. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.