🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Providers Near Houston Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Virtual terminal security, Tokenization, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Flutterwave & NFC Payment Terminal for small business
top Payment Aggregator for PayKings in
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Businesses Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best high risk Corporations

About Merchant & Black | Houston Tx

Does your Houston Enterprises need Cryptocurrency, Payment gateway, ACH Processing, Bad Credit Business Loans, Level II & III Data Processing, Bank Card, and Daily repayment MCA?

Find the Best Point of Sale System near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • Financing Options
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • Tokenization
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Batch processing
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for PayPal Pro Houston professionals
  • Customer database
  • Mortgage Services Digital wallet Vendors
  • Heartland Payment Systems for Houston Visa
  • Ranked Best Rated Cloud POS for my Primer.io company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Daily closeout
  • Education Campus POS for Houston Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Level II & III Data Processing Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

top-rated Payment gateway for Razorpay Near Houston

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover Primer.io Firm to get the best rates in Houston TX

Best Houston Razorpay Firms

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • E-check Payment gateway
  • EMV Card Reader with Hosted Payment Page
  • Advanced LendingClub reporting
  • Barcode Scanning with Next Day Funding
  • Labor Cost Reporting & Houston Menu Management
  • High Risk Pay Companies for Home Services Near Houston
Get High Risk Merchant Account

High Risk Merchant Account provider Houston

National Wide
+ $0.20 per transaction
  • Mortgage Services Debit card processing| Moving Services Point of Sale
  • High Risk Merchant Account for Houston Music Distribution & Non-Profit Organization Corporations
  • Music Schools Houston | Natural Gas Distribution Sales System
  • NFT Projects POS | Nonprofit Organizations Mobile Payment Processing
  • Check Card services for Notary Services
  • Nutritionists High-risk merchant Service in Houston
  • Office Supply Companies business | Office Supply Retail in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Helcim compared to NFC Payment Terminal for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Find Trusted Merchants in Houston to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Merchant & Black Payment

We're a Houston based design firm that specializes in all print as well as direct mail. We are experts in EDDM and targeted direct mail. We're also a full service design firm that can produce all your printed collateral, from business cards to trade show pieces and everything in between. Fliers, folders, signage, banners and even promotional items like tshirts, koozie, pens, mugs and other swag. With our low overhead, we are confident we can save your company money on any of these assets. In addition, we are a digital marketing agency in business since 2009. We do website design, SEO (Search Engine Optimization), PPC (Pay Per Click) which includes Google and Facebook Ad management, Reputation management, email marketing, retargeting/remarketing ads and content creation.

Frequently Asked Questions

Our Payment gateway Provider & POS System Businesses are 100% committed to making high-risk payment processing simple for Houston Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Providers Say

Join thousands of Tx who trust Merchant-Banks with their Credit card processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Houston Company. their rates are customer reviews, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Black

Oil & Gas Extraction CEO
★★★★★
"their Mobile-Optimized Checkoutintegration with our Plumbing Services e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Online marketplace business."
AL

Timothy Lopez

Online Marketplaces Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Company that trust the Best Merchant Banks for ACH Processing in TX. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.