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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Providers Near Houston Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Invoice automation security, Point-to-Point Encryption (P2PE), and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Helcim & NFC Payment Terminal for small business
Best Payment gateway for Payoneer in
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Small Business Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best high risk Company

About Pinnacle Financial Strategies | Houston Tx

Does your Houston Business need Cryptocurrency, Debit card processing, High Risk Merchant Account, Personal Loan, Automated Invoicing, Signature Debit, and Weekly repayment MCA?

Top 10 Multi-Currency Merchant Accounts near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Payment analytics
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Primer.io Houston professionals
  • Customer database
  • Aerospace Components Digital wallet Vendors
  • Instabill for Houston Voice-Controlled Scene Setup
  • Ranked Best Rated Mobile POS (mPOS) tailored for Razorpay company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Convenience & Specialty Store POS for Houston Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Automated Invoicing Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

leading Payment Processor for Residential Construction Near Houston

top-rated Payment Processing Brick-and-Mortar Store to simplify payments, enhance security & get paid faster. Discover Payment Depot Businesses to get a merchant account in Houston TX

Best Houston Payment gateway Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • E-check Payment gateway
  • EMV Card Reader with Inventory Management Software
  • Advanced SoFi reporting
  • Restaurant POS with Next Day Funding
  • Menu Management & Houston Online Ordering Integration
  • High Risk Pay Companies for Restaurants & Bars Near Houston
Get High Risk Merchant Account

High Risk Merchant Account provider Houston

National Wide
+ $0.20 per transaction
  • Aerospace Components Payment gateway| Agricultural Data Services Point of Sale
  • ACH Processing for Houston Agricultural Equipment Sales & Travel Agency Company
  • Agriculture – Crop Production Houston | Agriculture – Livestock Sales System
  • AI Companies POS | Apparel Manufacturing Credit card processing
  • ATM Card Service for App Developers
  • Appliance Stores auto loans services in Houston
  • Appointment Setters Company | Appraisers in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Marqeta or NFC Payment Terminal for Travel Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Find Trusted Merchants in Houston to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Pinnacle Financial Strategies Payment

Pinnacle Financial Strategies, headquartered in Houston, Texas, creates and implements solutions that elevate the customer experience and the value proposition for both banks and credit unions across the country. As a leader in the fintech arena, our products and programs ensure that every encounter a consumer has with a financial institution is a positive and profitable one. While we maintain our current client base, our expansion goals plan to position Pinnacle Financial Strategies as a pivotal partner in assisting our clients with elevating the banking experience for their account holders.

Frequently Asked Questions

Our Debit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Houston Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Providers Say

Join thousands of Tx who trust Merchant-Banks with their Mobile Payment Processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Houston Companies. their rates are Square vs. Stripe, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Gillen

Aquaculture CEO
★★★★★
"their Real-Time Shipping Calculationintegration with our Wholesale Distributor e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Asbestos Abatement business."
AL

Joe Lopez

Auto Body Shops Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Company that trust the Best Merchant Banks for High Risk Merchant Account in TX. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.