🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing provider in Chicago Il

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Split payments security, Security Audits, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Stax & EMV Card Reader for small business
premier High Risk Merchant Account for Marketing Agencies Near Me
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Companies Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Business

About Pls Financial Services | Chicago Il

Does your Chicago Companies need BitPay, Credit card processing, Debit card processing, High-risk merchant, Detailed Billing Reports, Prepaid Debit Card, and Funding based on future sales?

Top 10 Secure Payment Gateways near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Secured Credit Card
  • EMV chip card support
  • Customer Vault
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Medical Billing Services Chicago professionals
  • Customer database
  • Credit Services Buy Now Pay Later (BNPL) Vendors
  • WeChat Pay for Chicago PayKings
  • Ranked Best Pop-Up Store POS specific to Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Chargeback management
  • Cannabis Dispensary POS for Chicago Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Detailed Billing Reports Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

top High-Risk Processor for PayKings in Chicago

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Adyen Company to get help with PCI compliance in Chicago IL

Best Chicago Alipay Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Coinbase Commerce Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Handheld Ordering Devices & Chicago Ingredient-Level Inventory
  • High Risk Merchant Account Providers for Service-Based Business in Chicago
Get High Risk Merchant Account

High Risk Merchant Account Businesses Chicago

National Wide
+ $0.20 per transaction
  • Credit Services Mobile Payment Processing| Cruise Operators Point of Sale
  • Payment gateway for Chicago Custom Cabinetry & Subscription Box Service Business
  • Custom Privacy Solutions Chicago | Cybersecurity Sales System
  • Cybersecurity Services POS | Data Brokers ACH Processing
  • Visa Debit services for Debt Collection Agencies
  • Decks & Patios Merchant Services Service in Chicago
  • Demolition Services Corporations | Dental Care in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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WorldPay compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprise

Discover Trusted Merchants in Chicago to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Pls Financial Services Payment

PLS is one of the largest and most recognized brands in the financial services industry. Our first location opened in 1997, and since then we have grown to over 200 locations in 12 states—expanding our impact across the country. The success of PLS is based on how we treat our customers and employees. Our dedication to bringing out the best in people has helped us thrive, and it is how we will continue to run our business. At PLS, “Because You Deserve Better!®” is the foundation of everything we do. Providing people with value, service and respect is just as important as offering helpful everyday money solutions. PLS is a community financial service center offering free money orders, low cost check cashing, Xpectations!® Visa® Prepaid cards, money transfer services, direct deposit services, bill payments and more. Our services are fast, convenient, transparent and affordable. Our guiding principal “Because You Deserve Better!®” applies not only to our customers, but to our communities as well. We live our mission by being a good neighbor in our neighborhoods. At PLS, we hire our teams from the neighborhoods and communities we serve and promote our leaders from those teams. Equally important are our investments in our communities and the engagement of our team members in community activities. We’re not just different; at PLS we’re making a difference! Apply today for a career that truly matters, we are currently accepting applications for talented team members who also want to make a difference!

Frequently Asked Questions

Our Credit card processing Companies & POS System Enterprises are 100% committed to making high-risk payment processing simple for Chicago Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant provider Say

Join thousands of Chicago Business and IL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to security features payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Chicago Firms. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Guevara

Dental Services CEO
★★★★★
"our Social Commerce Paymentsintegration with our Travel Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Dentists business."
AL

Denise Lopez

Department Store Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago business that trust the Best Merchant Banks for Debit card processing in IL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.