🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Providers in Austin Tx

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reporting dashboard security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayPal Pro & EMV Card Reader for small business
#1 High Risk Merchant Account for Razorpay Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Service Provider Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Rudd And Wisdom | Austin Tx

Does your Austin Enterprise need BTCPay Server, Credit card processing, Debit card processing, Peer-to-Peer Lending, Prorated Billing, Prepaid Debit Card, and Stacking MCAs?

Find the Best Recurring Billing System near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Gas Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • Tokenization
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Virtual terminal
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Skrill Austin professionals
  • Customer database
  • Meat Packing Coinbase Commerce Vendors
  • Razorpay for Austin Gutter Guard Installation
  • Ranked Best eMerchant specific to SMB Global company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Drive-Thru POS for Austin Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Prorated Billing Austin
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

best High-Risk Processor for Soar Payments in Austin

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect High Risk Pay Enterprises to get the best rates in Austin TX

Best Austin Instabill Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Credit card processing Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Receipt Printer with Next Day Funding
  • Pay-at-the-Table & Austin POS Terminal (Touchscreen)
  • High Risk Merchant Account Companies for Home Services in Austin
Get High Risk Merchant Account

High Risk Merchant Account provider Austin

National Wide
+ $0.20 per transaction
  • Meat Packing Mobile Payment Processing| Medical Billing Services Point of Sale
  • Payment gateway for Austin Medical Clinics & Fitness Center or Gym Company
  • Medical Dispensary Austin | Med Spas Sales System
  • Mental Health Services POS | Merchant Services ACH Processing
  • Visa Debit services for Merchant Services
  • Metal Fabrication Working Capital Loans Service in Austin
  • Metal Roof Paneling Firms | Military Suppliers in Austin
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Skrill compared to EMV Card Reader for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Austin to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Rudd And Wisdom Payment

Rudd and Wisdom, Inc. is the oldest actuarial consulting firm in the State of Texas, operating continuously since 1945. We provide actuarial and consulting services for public and private concerns of all sizes. Our clients include large corporations, governmental entities, insurance companies, and utility companies. We also provide financial advice and expert witness to individuals. We assist our clients in their long-term success by applying our analytical and technical expertise to the design and execution of sound management, financial and operational strategies.

Frequently Asked Questions

Our Credit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Austin Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Austin Merchant Providers Say

Join thousands of Tx who trust Merchant-Banks with our High Risk Merchant Account to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Austin Companies. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Goertz

Mining – Coal CEO
★★★★★
"our Mobile-Optimized Checkoutintegration with our General Contractor e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Mining – Precious Metals business."
AL

Nancy Lopez

Mobile App Development Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Austin Company that trust the Best Merchant Banks for Debit card processing in TX. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.