πŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Payment Processing Muncie In

Complete merchant processing, payment solutions & Point of Sale for industries. Coupled with the security, , and . Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get & for small business
for
Visa
Mastercard
American Express
Discover
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ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Served
$2.5B Processed Annually
99.9% Uptime Guarantee

About First Merchants Corporation | Muncie In

Does your Muncie need , , , , , , and ?

Top 10 for Small Business near you.

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Accept all major credit cards with competitive rates and instant authorization.

  • , , ,
  • EMV chip card support
  • Real-time reporting
  • Chargeback protection
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Merchant Services in MI

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking
  • for Troy Business
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ACH Processing

Electronic check processing and bank transfers with lower fees.

for Troy

Payment Processing to , & . to get in Troy MI

Best Muncie

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Troy

National Wide
+ $0.20 per transaction
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk

Trusted Merchants in Troy to grow your , or Business. We serve industries such as & to scale your startup, expand your enterprise, support your local business, and strengthen your payment .

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About First Merchants Corporation Payment

First Merchants Corporation is the largest financial services holding company in Central Indiana, headquartered in Muncie, Indiana. The Corporation has one full-service bank charter, First Merchants Bank. The Bank also operates as First Merchants Private Wealth Advisors (as a division of First Merchants Bank). First Merchants Corporation’s common stock is traded on the NASDAQ Global Select Market System under the symbol FRME. First Merchants offers customers broad financial services throughout locations in Indiana, Ohio, Illinois and Michigan providing: β€’ Commercial Banking (business) – checking, treasury management, card services, financing, loans, electronic banking, online and mobile banking. β€’ Personal Banking (consumer) – checking, savings, CDs, mortgages, loans, IRAs, HSAs, online and mobile banking. β€’ Private Wealth Advisors - trusts, investments, 401(k) plans, 403(b) plans, profit sharing plans, pension plans, cross-tested plans, cash balance plans, Flexible Spending Accounts, IRAs, SEP IRAs, and succession planning. First Merchants is committed to customers by: β€’ Developing strong relationships. o As financial advisors – our professionals listen and provide solutions o The tenure of our professionals averages eight years, meaning you will enjoy continuity of service o We hire local professionals from the communities we serve β€’ Customers benefit from local decision making. o Decisions are made faster o The process is streamlined, with each customer having a single point of contact. o Our financial professionals are empowered to develop tailored solutions. β€’ The local communities we serve benefit from First Merchants’ involvement and support. Member FDIC, Equal Housing Lender. Investment Management solutions provided by First Merchants Private Wealth Advisors may not be FDIC insured, are not deposits of First Merchants Bank and may lose value. First Merchants and the shield logo are registered service marks of First Merchants Corporation.

Frequently Asked Questions

Our & POS System are 100% committed to making high-risk payment processing simple for Muncie owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Troy Merchant Say

Join thousands of small and large in Muncie to payment processing needs.

Happy business owners and satisfied customers
"Their transformed our Troy . rates are , setup was , and team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Ludorf

CEO
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" integration with our e-commerce platform was seamless. we were processing payments within hours of signing up. The payment gateway is , , and our love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our business."
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Christopher Lopez

Owner
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Ready to Start Processing Payments?

Join thousands of local Troy that trust the Best Merchant Banks for in MI. Get approved in minutes and start accepting debit & credit card today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.