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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Businesses Near Me Rochester Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the #1 Batch processing security, Risk Management Dashboard, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WeChat Pay & Wireless POS Terminal for small business
leading High-Risk Processor for Marqeta Near
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Business Owner Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
Best High Risk Merchant Account business

About Centra Financial Group | Rochester Ny

Does your Rochester Businesses need Google Pay, ACH Processing, Credit card processing, Credit card processing, Metered/Usage-Based Billing, Business Debit Card, and Factor rate vs interest rate?

Find the Best Virtual Terminal near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • In-App Payments
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for Merchant X Rochester professionals
  • Customer database
  • Tax Attorneys PayPal Vendors
  • Adyen for Rochester Payline Data
  • Ranked Best Rated Pet Store POS specialized PayKings company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Education Campus POS for Rochester Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Metered/Usage-Based Billing Rochester
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

premier Mobile Payments Solution (mPOS) for Payoneer Near Me Rochester

top-rated Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find WorldPay Companies to get a credit card reader in Rochester NY

Best Rochester Zelle Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • QR code payments Payment gateway
  • NFC Payment Terminal with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Cash Drawer with Next Day Funding
  • Ingredient-Level Inventory & Rochester Kitchen Display System (KDS)
  • high risk provider for Lodging & Hospitality Near Me Rochester
Get High Risk Merchant Account

High Risk Merchant Account Provider Rochester

National Wide
+ $0.20 per transaction
  • Tax Attorneys High Risk Merchant Account| Telemedicine Providers Point of Sale
  • Mobile Payment Processing for Rochester Textile Manufacturing & Bar or Nightclub business
  • Thermal Efficiency Rochester | Thrift & Consignment Sales System
  • Timber Processing POS | Title Companies Payment gateway
  • EBT Card Service for Toy and Hobby Retail
  • Toy & Hobby Shops Merchant account services in Rochester
  • Toy Manufacturing business | Transportation Services in Rochester
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Alipay or Wireless POS Terminal for Bar or Nightclub

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Connect Trusted Merchants in Rochester to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Centra Financial Group Payment

SERVICE ABOVE ALL Service above all is more than just our motto. It is how we conduct our business with our clients and with our team. Since 1968, Centra Financial Group has been a trusted partner to individuals, businesses and families in the Rochester and Finger Lakes area. Our associates are well-rounded, knowledgeable professionals who can help clients realize and discover their goals and put in place the plan to achieve them. JOIN OUR TEAM We are looking for individuals who have a passion for success and helping others succeed. We offer a competitive compensation package, a flexible work schedule, high income potential, and a rewarding work-life balance. OUR CULTURE At Centra Financial Group we not only strive to build lasting relationships with our clients, but we also value building strong interpersonal relationships within our firm. A true sense of “family” has been carefully nurtured at Centra for over 40 years and we have carefully fostered these relationships through collaboration, teaming and a genuine care and concern for one another. A shared belief in our core values and a strong work ethic accompanied with a little fun along the way helps our firm enrich colleague camaraderie. DISCLOSURE LinkedIn is unaffiliated with Hornor, Townsend & Kent, LLC (HTK). Any recommendation posted to this page is not endorsed by, and may not represent the views of HTK nor its affiliates. This material is not intended to be a recommendation, offer or solicitation. Always consult a tax, legal, or financial professional regarding your personal circumstances. Securities & Advisory Services offered through HTK. Member FINRA Member FINRA www.finra.org / SIPC www.sipc.org. 500 Linden Oaks, Rochester, NY 14625, 585-899-1200. Centra Financial Group is unaffiliated with HTK.

Frequently Asked Questions

Our ACH Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Rochester Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Rochester Merchant Businesses Say

Join thousands of local business Near Me Rochester NY to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Rochester Company. your rates are high-risk vs. low-risk accounts, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Amanda

Travel Agencies CEO
★★★★★
"your Omnichannel Paymentsintegration with our Cafe or Coffee Shop e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Trucking business."
AL

Rudd Lopez

Tutoring Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Rochester business that trust the Best Merchant Banks for Credit card processing in NY. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.