🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Reporting dashboard security, Point-to-Point Encryption (P2PE), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayPal Pro & NFC Payment Terminal for small business
Best Mobile Payments Solution (mPOS) for Skrill in
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Restaurant Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best high risk Firm

About New York State Department Of Financial Services | New York Ny

Does your New York business need Cryptocurrency, Payment gateway, ACH Processing, Merchant account, Subscription Management, Mastercard Debit, and No collateral business funding?

Find the Best Recurring Billing System near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Soar Payments Staten Island professionals
  • Customer database
  • Spa Services Digital wallet Vendors
  • Razorpay for Staten Island Primer.io
  • Ranked Best Rated Mobile POS (mPOS) for my Web Developers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Grocery Store POS for Staten Island Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Subscription Management Staten Island
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

leading Omnichannel Payment Solution for WeChat Pay Near Staten Island

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Heartland Payment Systems Business to get a demo in Staten Island NY

Best New York Helcim Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Staten Island

National Wide
+ $0.20 per transaction
  • Spa Services Debit card processing| Specialty Retailer Point of Sale
  • High Risk Merchant Account for Staten Island Sporting Goods & Auto Repair Shop Firm
  • Sporting Goods Stores Staten Island | Storage Sales System
  • Storage Facilities POS | Structural Stability Mobile Payment Processing
  • Prepaid Debit Card services for Structural Systems
  • Stucco Crack Repair Peer-to-Peer Lending Service in Staten Island
  • Subfloor Reinforcement Companies | Subfloor Services in Staten Island
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Skrill versus NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in Staten Island to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About New York State Department Of Financial Services Payment

The Department of Financial Services supervises and regulates the activities of approximately 1,500 banking and other financial institutions with assets totaling more than $2.6 trillion and more than 1,400 insurance companies with assets of more than $4.7 trillion. They include more than 130 life insurance companies, 1,300 property/casualty insurance companies, about 100 health insurers and managed care organizations, and 300,000 individual insurance licensees, 122 state-chartered banks, 80 foreign branches, 10 foreign agencies, 14 credit unions, 13 credit rating agencies, nearly 400 licensed financial services companies, and more than 9,600 mortgage loan originators and servicers.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Company are 100% committed to making high-risk payment processing simple for New York Corporations owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Staten Island Merchant Companies Say

Join thousands of NY Firm that trust Merchant-Banks for their Credit card processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Staten Island Enterprise. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Levakova

Subscription-based CEO
★★★★★
"their One-Click Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Surface Finishes business."
AL

Marina Lopez

Tankless Water Heater Installation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Staten Island Enterprises that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.