🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service provider in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Batch processing security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Alipay & EMV Card Reader for small business
leading High-Risk Processor for Residential Construction Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Sunlight Financial | New York Ny

Does your New York Corporations need QR code payments, Mobile Payment Processing, Payment gateway, High-risk merchant, Detailed Billing Reports, HSA Card, and Merchant Cash Advance renewal?

Find the Best Virtual Terminal near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • Customer Vault
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in SC

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Daily closeout
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for SMB Global Clover professionals
  • Customer database
  • Chiropractors Zelle Vendors
  • American Express for Clover Water Leak Detectors
  • Ranked Best Pet Store POS custom Soar Payments company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Convenience & Specialty Store POS for Clover Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Detailed Billing Reports Clover
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

premier Mobile Payments Solution (mPOS) for Web Developers in Clover

Best Rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Corepay Enterprise to get a free quote in Clover SC

Best New York Cryptocurrency Enterprises

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Businesses Clover

National Wide
+ $0.20 per transaction
  • Chiropractors Credit card processing| Cleaning Services Point of Sale
  • Debit card processing for Clover Clothing Retail & Healthcare Clinic Company
  • Clothing Stores Clover | Cloud Hosting Providers Sales System
  • Cloud Services POS | CNC Machining High Risk Merchant Account
  • PIN Debit Service for CNC Machining
  • Commercial Brokers Merchant Services services in Clover
  • Commercial Construction Firm | Commercial Construction in Clover
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Amortization or EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firms

Discover Trusted Merchants in Clover to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

🔐

About Sunlight Financial Payment

For company news and job opportunities, please follow us at: https://www.linkedin.com/company/spectrum/ Spectrum is powered and innovated by Charter Communications. https://www.spectrum.com/policies/privacy-policy.html

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System business are 100% committed to making high-risk payment processing simple for New York Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Clover Merchant provider Say

Join thousands of Clover Company and SC entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Clover Businesses. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Alejandro

Commercial Fishing CEO
★★★★★
"our ACH for E-commerceintegration with our Hotel or Lodging e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Commercial Real Estate business."
AL

Mesa Lopez

Commercial Signage Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Clover Companies that trust the Best Merchant Banks for Payment gateway in SC. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.