🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Services Businesses Near Me New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Reporting dashboard security, Chargeback Alerts, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Corepay & Wireless POS Terminal for small business
best Omnichannel Payment Solution for Merchant X Near
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Local Business Served
$2.5B PayPal Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account business

About Rait Financial Trust | New York Ny

Does your New York Businesses need Venmo, ACH Processing, Credit card processing, Working Capital Loans, Trial Period Management, PIN Debit, and MCA for bad credit?

Top 10 Businesses for High Risk Accounts near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Text-to-Pay
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in PA

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Virtual terminal
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Zelle for Payoneer Philadelphia professionals
  • Customer database
  • Salon software ACH Vendors
  • Easy Pay Direct for Philadelphia Furnace Replacement
  • Ranked #1 Event & Ticketing POS specialized PayPal Pro company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Grocery Store POS for Philadelphia Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Trial Period Management Philadelphia
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

Best Payment Aggregator for Primer.io Near Me Philadelphia

Best Payment Processing Merchants to streamline operations, get paid faster & grow your business. Find Instabill Companies to get a credit card reader in Philadelphia PA

Best New York Marqeta Company

2.9%
+ $0.30 per transaction
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High Risk Merchant Account Provider Philadelphia

National Wide
+ $0.20 per transaction
  • Salon software High Risk Merchant Account| SEO Consultants Point of Sale
  • Mobile Payment Processing for Philadelphia Shower Valve Swap & Salon or Spa business
  • Skip Tracing Services Philadelphia | Smart & Connected Home Sales System
  • Smart Energy POS | Smart Entry Systems Payment gateway
  • Signature Debit Service for Smart Home Installation
  • Smoke Shop Bad Credit Business Loans services in Philadelphia
  • Social Media Managers business | Software Resellers in Philadelphia
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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eMerchantBroker alternatives to Wireless POS Terminal for Salon or Spa

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Connect Trusted Merchants in Philadelphia to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Rait Financial Trust Payment

N/A

Frequently Asked Questions

Our ACH Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for New York Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Philadelphia Merchant Businesses Say

Join thousands of local business Near Me Philadelphia PA to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Philadelphia Company. your rates are transaction fees, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Gaertner

Soil & Fertilizer Production CEO
★★★★★
"your Abandoned Cart Recovery Toolsintegration with our Subscription Box Service e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Solar Industry business."
AL

Chase Lopez

Solar Panel Installation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Philadelphia business that trust the Best Merchant Banks for Credit card processing in PA. Get approved in minutes and start accepting debit & credit card mobile payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.