🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing provider Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Recurring billing security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & NFC Payment Terminal for small business
top-rated Payment Processor for WeChat Pay in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Businesses Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
Best high risk Company

About Layerone Financial Lp | New York Ny

Does your New York Enterprise need Coinbase Commerce, Payment gateway, ACH Processing, Bad Credit Business Loans, Level II & III Data Processing, Mastercard Debit, and Daily repayment MCA?

Find the Best eCheck Payment Gateway near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Financing Options
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Alipay New York professionals
  • Customer database
  • Residential Agents Cryptocurrency Vendors
  • High Risk Pay for New York Eco-Friendly Design
  • Ranked Best Rated Dropshipping POS for my Allied Wallet company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Virtual terminal
  • Drive-Thru POS for New York Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Level II & III Data Processing New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

#1 E-commerce Solution for App Developers Near New York

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover Durango Merchant Services Enterprises to get help with PCI compliance in New York NY

Best New York Easy Pay Direct Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Debit card processing Payment gateway
  • EMV Card Reader with 3D Secure
  • Advanced TransUnion reporting
  • Barcode Scanning with Next Day Funding
  • Tip Management & New York Employee Time Clock
  • High Risk Pay Providers for Government & Municipalities Near New York
Get High Risk Merchant Account

High Risk Merchant Account Businesses New York

National Wide
+ $0.20 per transaction
  • Residential Agents Debit card processing| Restaurant POS Point of Sale
  • High Risk Merchant Account for New York Restaurants & Financial Services Company
  • Restaurants – Fast Casual New York | Restaurants – Fine Dining Sales System
  • Retail POS | Retail and Shopping Mobile Payment Processing
  • Prepaid Debit Card services for Retail Brands
  • Retail store High-risk merchant Service in New York
  • Retaining Walls Firms | Roofing in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Instabill versus NFC Payment Terminal for Financial Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Find Trusted Merchants in New York to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Layerone Financial Lp Payment

Originally the spin-out of a premier, publicly traded investment firm, LayerOne provides innovative, right-sized solutions to address a wide range of real-world, front-to-back office business and technical challenges facing investment managers of all sizes, investment styles, and stages of growth. Our market leading product, PortfolioOne, is a turnkey, cloud-hosted, SaaS based solution that employs advanced big data principles and an intuitive, modern UI to address the operational, analytic, accounting, compliance, data warehousing and/or reporting challenges facing a broad variety of asset management firms. Offered as either an end-to-end or componentized solution, PortfolioOne can form the foundation of a firm's asset management infrastructure or quickly bolster existing platform investments without the need for a full technical or operational re-architecture. For more information about LayerOne or PortfolioOne, please visit www.layeronesoftware.com or contact Alicia Szybillo at aszybillo@layeronesoftware.com

Frequently Asked Questions

Our Payment gateway Companies & POS System Business are 100% committed to making high-risk payment processing simple for New York Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant provider Say

Join thousands of New York Company and NY entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our New York Companies. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Paul

Roofing Contractors CEO
★★★★★
"their Headless Commerce Payment Integrationintegration with our Financial Services e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Roof Renovation business."
AL

Abe Lopez

SaaS Companies Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Company that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.