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Modern payment processing terminal with contactless payment

Best Credit Card Processing Businesses Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Virtual terminal security, Tokenization, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Finix & NFC Payment Terminal for small business
top High-Risk Processor for Allied Wallet in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchants Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About China Merchants Bank Representative | New York Ny

Does your New York Companies need Buy Now Pay Later (BNPL), Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Installment Plans, Signature Debit, and Merchant Cash Advance lenders?

Top 10 PCI Compliant Merchant Services near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Basis Theory New York professionals
  • Customer database
  • Nonprofit Organizations Credit card processing Vendors
  • Flutterwave for New York Invoice automation
  • Ranked Best Rated Cloud POS tailored for Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Cannabis Dispensary POS for New York Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Installment Plans New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

top-rated Mobile Payments Solution (mPOS) for Commercial Brokers Near New York

#1 Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Mobile card reader Company to get a credit card reader in New York NY

Best New York National Processing Company

2.9%
+ $0.30 per transaction
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High Risk Merchant Account Provider New York

National Wide
+ $0.20 per transaction
  • Nonprofit Organizations Payment gateway| Nutritionists Point of Sale
  • ACH Processing for New York Office Supply Companies & General Contractor Business
  • Office Supply Retail New York | Oil & Gas Extraction Sales System
  • Online marketplace POS | Online Marketplaces Credit card processing
  • ATM Card Service for Optometry Services
  • Organic Farming High-risk merchant services in New York
  • Orthodontists Corporations | Outdoor Living Construction in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Global Payments or NFC Payment Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprise

Find Trusted Merchants in New York to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About China Merchants Bank Representative Payment

Bank of China (BOC) is one of the largest banks in the world, with more than $3 trillion in assets and a footprint that spans over 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in corporate or personal banking or our trade services, commodities, financial institutions and global markets lines of business. Bank of China was the first Chinese bank to establish operations in the U.S., and now, empowered by our global network and market-leading services, BOC U.S.A.Ҁ™s clients can build robust partnerships and enter new markets with confidence. BOC U.S.A. specializes in corporate lending, trade services, global markets and currencies, U.S. Dollar clearing and personal banking, by creating premium solutions for Chinese companies operating in the U.S., Fortune 500 companies, U.S. home-grown enterprises, financial institutions, and high net-worth individuals. Our expertise and global leadership in RMB settlement, clearing and trading, combined with our unparalleled insights make us the go-to bank for those looking to access the worldҀ™s second largest economy. We are also committed to helping the U.S. communities we serve, whether in their time of need or on a regular, everyday basis. We partner with local leaders and organizations to provide financial education in innovative ways and enrich cultural ties between the U.S. and China. To learn more about Bank of China U.S.A., visit https://www.bocusa.com. To learn more about recruitment at Bank of China U.S.A, you can visit https://www.bocusa.com/careers.

Frequently Asked Questions

Our Debit card processing Providers & POS System Enterprises are 100% committed to making high-risk payment processing simple for New York Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Businesses Say

Join thousands of local Business Near New York NY to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our New York Firms. their rates are customer reviews, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
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Sarah Zhu

Overhead Garage Storage CEO
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"their Omnichannel Paymentsintegration with our Healthcare e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Packaging & Labeling business."
AL

Zhenzhu Lopez

Painting Owner
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Ready to Start Processing Payments?

Join thousands of local New York business that trust the Best Merchant Banks for High Risk Merchant Account in NY. Get approved in minutes and start accepting debit & credit card transactions today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.