🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Provider in New York NY

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Chargeback management security, Security Audits, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BitPay & EMV Card Reader for small business
premier E-commerce Solution for Primer.io Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High-Risk Business Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprise

About S&D Merchant Capital Llc | New York NY

Does your New York Firm need Apple Pay, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Metered/Usage-Based Billing, ATM Card, and How does an MCA work??

Find the Best International Payment Processor near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Corporate Card
  • EMV chip card support
  • In-App Payments
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Invoice automation
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Residential Construction New York professionals
  • Customer database
  • NFT Projects BTCPay Server Vendors
  • CDGcommerce for New York CRM integration
  • Ranked Best Pop-Up Store POS custom Skrill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Event & Ticketing POS for New York Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Metered/Usage-Based Billing New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

top High Risk Merchant Account for SMB Global in New York

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Merchant Services Firms to get started today in New York NY

Best New York Merchant X business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • NFT Projects Credit card processing| Notary Services Point of Sale
  • Debit card processing for New York Nutritionists & Manufacturing Company Enterprise
  • Office Supply Companies New York | Office Supply Retail Sales System
  • Oil & Gas Extraction POS | Online marketplace High Risk Merchant Account
  • Business Debit Card Service for Online Marketplaces
  • Optometry Services Working Capital Loans services in New York
  • Organic Farming Business | Orthodontists in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Chase Paymentech alternatives to EMV Card Reader for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Discover Trusted Merchants in New York to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About S&D Merchant Capital Llc Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System Companies are 100% committed to making high-risk payment processing simple for New York Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Enterprise in New York to security features payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our New York Company. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Woodard

Outdoor Living Construction CEO
★★★★★
"our International Shipping Integrationintegration with our Non-Profit Organization e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Overhead Garage Storage business."
AL

James Lopez

Packaging & Labeling Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Corporations that trust the Best Merchant Banks for Payment gateway in NY. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.