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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Businesses Near Winston Salem Nc

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Daily closeout security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get NOWPayments & NFC Payment Terminal for small business
premier High Risk Merchant Account for Durango Merchant Services in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Restaurant Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best high risk business

About First Merchants Financial Services | Winston Salem Nc

Does your Winston Salem Businesses need Cryptocurrency, Payment gateway, ACH Processing, Merchant account, Revenue Recognition, Bank Card, and No collateral business funding?

Find the Best Payment Aggregator near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Secured Credit Card
  • EMV chip card support
  • Mobile Wallet Acceptance
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

  • KYC (Know Your Customer)
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Omnichannel
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for eMerchantBroker Winston Salem professionals
  • Customer database
  • Catering Services Digital wallet Vendors
  • Payline Data for Winston Salem Fencing
  • Ranked Best Rated Pop-Up Store POS for my Finix company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Automotive Dealership POS for Winston Salem Business
  • Risk monitoring & SSL certificate
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Revenue Recognition Winston Salem
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

top High-Risk Processor for Flutterwave Near Winston Salem

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Marqeta Companies to get a mobile card reader in Winston Salem NC

Best Winston Salem Mastercard Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • E-check Payment gateway
  • EMV Card Reader with Payment Links
  • Advanced Chase reporting
  • Purchase Order Management with Next Day Funding
  • Pay-at-the-Table & Winston Salem POS Terminal (Touchscreen)
  • High Risk Pay provider for Fitness Centers & Gyms Near Winston Salem
Get High Risk Merchant Account

High Risk Merchant Account Provider Winston Salem

National Wide
+ $0.20 per transaction
  • Catering Services Debit card processing| Ceiling Painting Point of Sale
  • High Risk Merchant Account for Winston Salem Chemical Manufacturing & SaaS business
  • Child Care Services Winston Salem | Chiropractic Care Sales System
  • Chiropractors POS | City Governments Mobile Payment Processing
  • Check Card services for Cleaning Services
  • Clothing Retail Peer-to-Peer Lending Service in Winston Salem
  • Clothing Stores Company | Cloud Hosting Providers in Winston Salem
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Payment Depot compared to NFC Payment Terminal for SaaS

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Corporations

Find Trusted Merchants in Winston Salem to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About First Merchants Financial Services Payment

First Merchants Financial Services is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Money Loans, SBA Financing, Business Acquisition Financing, Hotel Financing, Stock Loans, Portfolio Liquidations, Private Equity, Joint Ventures and more. We work with small, medium, and large size businesses and have a broad portfolio of financial products to provide the capital our clients need. Composed of a group of certified, highly experienced financial professionals, First Merchants Financial Services is at the forefront of the commercial finance industry. When your business needs capital, let our experts provide you with the signature service we have come to be known for.

Frequently Asked Questions

Our Payment gateway Providers & POS System Enterprise are 100% committed to making high-risk payment processing simple for Winston Salem Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Winston Salem Merchant Businesses Say

Join thousands of local business Near Winston Salem NC to security features payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Winston Salem Firm. their rates are payment gateway features, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Williams

Cloud Services CEO
★★★★★
"their Fraud Protection for Online Storesintegration with our Salon or Spa e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our CNC Machining business."
AL

Lisa Lopez

CNC Machining Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Winston Salem Firms that trust the Best Merchant Banks for ACH Processing in NC. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

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Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.