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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Providers Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Daily closeout security, Point-to-Point Encryption (P2PE), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Instabill & NFC Payment Terminal for small business
Best Payment Processor for PayPal Pro in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Restaurant Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Company

About Empire State Financial | New York Ny

Does your New York Business need QR code payments, Payment gateway, ACH Processing, Merchant account, Detailed Billing Reports, Mastercard Debit, and No collateral business funding?

Find the Best Payment Aggregator near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Customer Vault
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for Razorpay Houston professionals
  • Customer database
  • Flooring Zelle Vendors
  • Mastercard for Houston Generator Installation
  • Ranked top-rated Mobile POS (mPOS) for my Residential Construction company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Automotive Dealership POS for Houston Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Detailed Billing Reports Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

leading E-commerce Solution for Skrill Near Houston

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Adyen Businesses to get the best rates in Houston TX

Best New York Alipay Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • ACH Payment gateway
  • EMV Card Reader with Mobile Payment App
  • Advanced TransUnion reporting
  • Purchase Order Management with Next Day Funding
  • Online Ordering Integration & Houston Order Management
  • High Risk Pay Companies for Transportation Services Near Houston
Get High Risk Merchant Account

High Risk Merchant Account provider Houston

National Wide
+ $0.20 per transaction
  • Flooring Debit card processing| Florist Retail Point of Sale
  • High Risk Merchant Account for Houston Food Delivery & Fitness Center or Gym Company
  • Food Processing Plants Houston | Food Trucks Sales System
  • Footwear Manufacturing POS | Foreclosure Specialists Mobile Payment Processing
  • Prepaid Debit Card services for Forestry
  • Foundation Repair Peer-to-Peer Lending Service in Houston
  • Framing Company | Franchise Consultants in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Merchant Services versus NFC Payment Terminal for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Find Trusted Merchants in Houston to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Empire State Financial Payment

N/A

Frequently Asked Questions

Our Payment gateway Provider & POS System Business are 100% committed to making high-risk payment processing simple for New York Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with their Credit card processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Houston Companies. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Gonzalez

Franchise merchant CEO
★★★★★
"their Tax Automationintegration with our General Contractor e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Full Home Repiping business."
AL

Adalia Lopez

Furnace Replacement Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Company that trust the Best Merchant Banks for ACH Processing in TX. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.