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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Provider in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Reconciliation security, Fraud Detection Suite, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Allied Wallet & EMV Card Reader for small business
top High Risk Merchant Account for Alipay Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Companies Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About First Liberties Financial | New York Ny

Does your New York business need Credit card processing, Credit card processing, Debit card processing, High-risk merchant, Invoice Customization, Prepaid Debit Card, and Funding based on future sales?

Top 10 Secure Checkout Providers near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for App Developers Chicago professionals
  • Customer database
  • Fitness Centers Debit card processing Vendors
  • Amortization for Chicago Risk monitoring
  • Ranked Best Cloud POS specific to Basis Theory company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Hotel & Hospitality POS for Chicago Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Invoice Customization Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

top-rated High-Risk Processor for Business Lenders in Chicago

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Virtual terminal Business to get a high-risk account in Chicago IL

Best New York Visa Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Handheld Ordering Devices & Chicago Ingredient-Level Inventory
  • High Risk Merchant Account Businesses for Property Management in Chicago
Get High Risk Merchant Account

High Risk Merchant Account Companies Chicago

National Wide
+ $0.20 per transaction
  • Fitness Centers Mobile Payment Processing| Fixture Replacement Point of Sale
  • Payment gateway for Chicago Floor Coatings & Healthcare Clinic Companies
  • Flooring Chicago | Flooring Installation Sales System
  • Florist Retail POS | Food Delivery ACH Processing
  • Visa Debit services for Food Processing Plants
  • Food Trucks Merchant Services Service in Chicago
  • Footwear Manufacturing Companies | Foreclosure Specialists in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Basis Theory compared to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Chicago to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About First Liberties Financial Payment

First Liberties Financial representatives service institutions, corporations, alternative asset managers, and high-net-worth individuals providing a diverse range of services, from Investment Banking to Wealth Management. First Liberties has the ability to partner with some of the largest financial institutions in the world, empowering it's clients and providing access to industry leading technology and strategies. First Liberties' goal is to meet each client's needs and expectations. We work fluidly in and across all lines of business to create comprehensive solutions for corporate and individual clients. We pride ourselves on building and maintaining a strong relationship with our clients founded on understanding and trust. Our Management Team has a unique blend of expertise and entrepreneurship. Decades of industry experience and past successes drive our innovative business. We offer clients access to a diverse range of services, from investment banking to wealth management, and create value by aligning our interests with theirs.

Frequently Asked Questions

Our Credit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for New York Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Provider Say

Join thousands of small and large Companies in New York to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Chicago Businesses. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Doerrer

Forestry CEO
★★★★★
"our Payouts for Marketplacesintegration with our Hotel or Lodging e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Foundation Repair business."
AL

Laleen Lopez

Framing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Companies that trust the Best Merchant Banks for Debit card processing in IL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.