🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Companies Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Payment analytics security, Account Takeover Protection, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Marqeta & NFC Payment Terminal for small business
best High-Risk Processor for Residential Construction in
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Company Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Mutual Of America Financial Group | New York Ny

Does your New York Companies need BTCPay Server, Debit card processing, High Risk Merchant Account, Merchant account, Account Updater Service, Signature Debit, and Get a Merchant Cash Advance online?

Top 10 Fraud Prevention Tools near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • Automatic Language Detection
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for SMB Global New York professionals
  • Customer database
  • Exterior Facades Coinbase Commerce Vendors
  • Merchant Services for New York Water Leak Detectors
  • Ranked Best Rated Event & Ticketing POS tailored for Soar Payments company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reporting dashboard
  • Convenience & Specialty Store POS for New York Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Account Updater Service New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

Best Mobile Payments Solution (mPOS) for Web Developers Near New York

top-rated Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Razorpay Company to get a payment gateway in New York NY

Best New York Shopping cart business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • Credit card processing Payment gateway
  • EMV Card Reader with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • POS Terminal (Touchscreen) & New York Recipe Management
  • High Risk Pay Provider for Gas Stations & C-Stores Near New York
Get High Risk Merchant Account

High Risk Merchant Account Providers New York

National Wide
+ $0.20 per transaction
  • Exterior Facades Payment gateway| Farm Management Software Point of Sale
  • ACH Processing for New York Fashion Retail & Hotel or Lodging Business
  • Fencing New York | Fertilizer Manufacturing Sales System
  • Field service business POS | Financial Advisors Credit card processing
  • ATM Card Service for Financial Planning
  • Fintech Apps Peer-to-Peer Lending services in New York
  • Fire Departments Business | Fitness Centers in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Merchant X or NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in New York to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Mutual Of America Financial Group Payment

Mutual of America has specialized in providing retirement products and related services to organizations and their employees, as well as individuals, for over 70 years. As a mutual company, we do not have stockholders and are not publicly traded. We operate solely for the benefit of our customers, managing the Company for their long-term interest, rather than for the short-term demands of stockholders. Since 1945, Mutual of America has remained committed to offering plan sponsors, plan participants, and individuals carefully selected, quality products and services at a competitive price and the personal attention they need to help build and preserve assets for a financially secure future. Integrity, prudence, and reliability are the values that have guided us since our inception and that continue to serve us well. For more information, please visit us at mutualofamerica.com. Guidelines: https://bit.ly/3UH7mc7

Frequently Asked Questions

Our Debit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for New York Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Companies Say

Join thousands of NY Business that trust Merchant-Banks for their Mobile Payment Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our New York business. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Helena

Fitness Coaches CEO
★★★★★
"their Guest Checkout Optionintegration with our HVAC Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Fixture Replacement business."
AL

Subotin Lopez

Floor Coatings Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Business that trust the Best Merchant Banks for High Risk Merchant Account in NY. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.