>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing provider Near New York NY

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Invoice automation security, CAPTCHA Integration, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & NFC Payment Terminal for small business
#1 Payment Processor for PayPal Pro in
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High Risk Merchant Account Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Businesses

About On Point Financial Group Llc | New York NY

Does your New York Company need ACH, Payment gateway, ACH Processing, Personal Loan, Payment Links on Invoices, Mastercard Debit, and MCA alternatives?

Find the Best Merchant Card Processing near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Razorpay New York professionals
  • Customer database
  • Custom Cabinetry BitPay Vendors
  • Global Payments for New York Generator Installation
  • Ranked top-rated eMerchant for my Residential Construction company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Recurring billing
  • Grocery Store POS for New York Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Payment Links on Invoices New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

best E-commerce Solution for Skrill Near New York

#1 Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover Global Payments business to get help with PCI compliance in New York NY

Best New York Google Pay Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • BTCPay Server Payment gateway
  • EMV Card Reader with Mobile Payment App
  • Advanced TransUnion reporting
  • Food Truck POS with Next Day Funding
  • Online Ordering Integration & New York Order Management
  • High Risk Pay Providers for Government & Municipalities Near New York
Get High Risk Merchant Account

High Risk Merchant Account Businesses New York

National Wide
+ $0.20 per transaction
  • Custom Cabinetry Debit card processing| Cybersecurity Point of Sale
  • High Risk Merchant Account for New York Cybersecurity Services & Fitness Center or Gym Businesses
  • Data Brokers New York | Debt Collection Agencies Sales System
  • Decks & Patios POS | Demolition Services Mobile Payment Processing
  • Prepaid Debit Card services for Dental Care
  • Dental Services auto loans Service in New York
  • Dentists Businesses | Department Store in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Heartland Payment Systems versus NFC Payment Terminal for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Find Trusted Merchants in New York to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About On Point Financial Group Llc Payment

N/A

Frequently Asked Questions

Our Payment gateway Companies & POS System Company are 100% committed to making high-risk payment processing simple for New York business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant provider Say

Join thousands of New York Businesses and NY entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our New York Business. their rates are Square vs. Stripe, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Birnbaum

Department Stores CEO
★★★★★
"their Headless Commerce Payment Integrationintegration with our General Contractor e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Dermatologists business."
AL

Jeff Lopez

Digital Ad Buyers Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Businesses that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.