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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated Payment Processing Providers in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Invoice automation security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Basis Theory & EMV Card Reader for small business
#1 Mobile Payments Solution (mPOS) for App Developers Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Service Provider Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Company

About Financial Sltons Prtners Svcs | New York Ny

Does your New York Business need BitPay, Credit card processing, Debit card processing, Peer-to-Peer Lending, Metered/Usage-Based Billing, Check Card, and Stacking MCAs?

Find the Best Merchant Card Processing near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • In-App Payments
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Business Lenders Chicago professionals
  • Customer database
  • Automotive Retail Buy Now Pay Later (BNPL) Vendors
  • BTCPay Server for Chicago Landscaping
  • Ranked top-rated eMerchant specific to Commercial Brokers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Recurring billing
  • Cloud-Based POS for Chicago Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Metered/Usage-Based Billing Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

best Omnichannel Payment Solution for Commercial Construction in Chicago

#1 Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect E-check Businesses to get the best rates in Chicago IL

Best New York eMerchantBroker Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Coinbase Commerce Payment gateway
  • Wireless POS Terminal with Click-to-Pay
  • Advanced Experian reporting
  • Receipt Printer with Next Day Funding
  • Kitchen Display System (KDS) & Chicago Kitchen Printer
  • High Risk Merchant Account Companies for Transportation Services in Chicago
Get High Risk Merchant Account

High Risk Merchant Account provider Chicago

National Wide
+ $0.20 per transaction
  • Automotive Retail Mobile Payment Processing| Auto Parts Retail Point of Sale
  • Payment gateway for Chicago Auto Repair & Cafe or Coffee Shop Company
  • Backup Power Systems Chicago | Banking Services Sales System
  • Bars & Lounges POS | Basement Flood Recovery ACH Processing
  • FSA Card services for Bathroom Exhaust Fan
  • Battery Manufacturing Working Capital Loans Service in Chicago
  • Beauty and Cosmetics Retail Company | Beauty Salons in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

CDGcommerce versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Chicago to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Financial Sltons Prtners Svcs Payment

On March 20, 2023, Flagstar Bank, N.A (“Flagstar”), the wholly owned subsidiary of New York Community Bancorp Inc. (“NYCB”), Hicksville, New York, acquired $12.9 billion of Signature Bank’s loans and assumed $38.4 billion in deposits. Flagstar also acquired all 40 of Signature’s branches, which are now operated under the Flagstar name. This announcement is a significant advantage to our clients and their business, as it highlights a partnership of like-minded, client-forward institutions. This transaction provides significant diversification and strength needed in today’s banking system while further advancing NYCB and Flagstar’s strategic plan to transition to a commercial bank model. It also unites the key assets of two banks with complementary strategies to create a commercial bank powerhouse. With this transaction, Flagstar will be one of the larger commercial banks in the country, with a fortress-like balance sheet, strong liquidity, and excellent asset quality metrics. The regulatory approval of the acquisition reflects the strength of the combined institution. Our clients will continue to be serviced by their Private Client Group in the same client-centric single-point-of-contact strategy. The company is headquartered in Hicksville, New York, with regional headquarters in Troy, Michigan and a presence in several major cities across the country. Our goal is to deliver a new energy in finance.

Frequently Asked Questions

Our Credit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for New York Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with our High Risk Merchant Account to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Chicago Companies. our rates are pricing models, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Henofer

Bed & Breakfasts CEO
★★★★★
"our Tax Automationintegration with our Dental Office e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Beverage Bottling business."
AL

Matt Lopez

Beverage Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Company that trust the Best Merchant Banks for Debit card processing in IL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.