🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Provider Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Daily closeout security, Point-to-Point Encryption (P2PE), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Razorpay & NFC Payment Terminal for small business
Best Payment Aggregator for PayKings in
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High Risk Merchant Account Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 high risk Companies

About Arc Financial Technology | New York Ny

Does your New York business need NOWPayments, Payment gateway, ACH Processing, Personal Loan, Level II & III Data Processing, Bank Card, and MCA alternatives?

Find the Best Payment Aggregator near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Purchasing Card (P-Card)
  • EMV chip card support
  • Financing Options
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NJ

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Omnichannel
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for PayPal Pro Jersey City professionals
  • Customer database
  • Auto Body Shops QR code payments Vendors
  • SMB Global for Jersey City Corepay
  • Ranked Best Mobile POS (mPOS) for my Primer.io company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Convenience & Specialty Store POS for Jersey City Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Level II & III Data Processing Jersey City
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

leading Payment gateway for Razorpay Near Jersey City

Best Rated Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover Coinbase Commerce Business to get a high-risk account in Jersey City NJ

Best New York Corepay Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • Venmo Payment gateway
  • EMV Card Reader with Hosted Payment Page
  • Advanced LendingClub reporting
  • Food Truck POS with Next Day Funding
  • Labor Cost Reporting & Jersey City Menu Management
  • High Risk Pay Businesses for Property Management Near Jersey City
Get High Risk Merchant Account

High Risk Merchant Account Companies Jersey City

National Wide
+ $0.20 per transaction
  • Auto Body Shops Debit card processing| Automotive Brands Point of Sale
  • High Risk Merchant Account for Jersey City Automotive Manufacturing & Law Firm Companies
  • Automotive Parts Jersey City | Automotive Retail Sales System
  • Auto Parts POS | Auto Parts Retail Mobile Payment Processing
  • Check Card services for Auto Repair
  • Backup Power Systems auto loans Service in Jersey City
  • Banking Services Companies | Bars & Lounges in Jersey City
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Soar Payments compared to NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in Jersey City to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Arc Financial Technology Payment

N/A

Frequently Asked Questions

Our Payment gateway provider & POS System business are 100% committed to making high-risk payment processing simple for New York Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Jersey City Merchant Provider Say

Join thousands of small and large Companies in New York to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Jersey City Businesses. their rates are Square vs. Stripe, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Felix

Basement Flood Recovery CEO
★★★★★
"their Payouts for Marketplacesintegration with our Manufacturing Company e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Bathroom Exhaust Fan business."
AL

Andres Lopez

Battery Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Jersey City Companies that trust the Best Merchant Banks for ACH Processing in NJ. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.