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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Services Providers Near Me New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Virtual terminal security, Chargeback Alerts, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & Wireless POS Terminal for small business
best Omnichannel Payment Solution for Basis Theory Near
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Retailer Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Company

About Arc Financial Technology | New York Ny

Does your New York Business need BitPay, ACH Processing, Credit card processing, Merchant Services, Dunning Management, PIN Debit, and Same day MCA funding?

Top 10 PCI Compliant Merchant Services near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in NJ

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Batch processing
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Commercial Brokers Jersey City professionals
  • Customer database
  • AI Companies Buy Now Pay Later (BNPL) Vendors
  • High Risk Pay for Jersey City Shower Valve Swap
  • Ranked #1 Event & Ticketing POS specialized Commercial Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Cloud POS for Jersey City Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Dunning Management Jersey City
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

Best Payment Aggregator for Corepay Near Me Jersey City

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find American Express Businesses to get a merchant account in Jersey City NJ

Best New York Amortization Companies

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account provider Jersey City

National Wide
+ $0.20 per transaction
  • AI Companies High Risk Merchant Account| App Developers Point of Sale
  • Mobile Payment Processing for Jersey City Appliance Stores & Salon or Spa Company
  • Appointment Setters Jersey City | Appraisers Sales System
  • Aquaculture POS | Asbestos Abatement Payment gateway
  • Signature Debit Service for Auto Body Shops
  • Automation Systems Personal Loan services in Jersey City
  • Automotive Brands Company | Automotive Manufacturing in Jersey City
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Instabill alternatives to Wireless POS Terminal for Salon or Spa

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Connect Trusted Merchants in Jersey City to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Arc Financial Technology Payment

N/A

Frequently Asked Questions

Our ACH Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for New York Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Jersey City Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with your Debit card processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Jersey City Companies. your rates are payment processors, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Felix

Automotive Parts CEO
★★★★★
"your Digital Product Deliveryintegration with our Subscription Box Service e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Automotive Retail business."
AL

Andres Lopez

Auto Parts Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Jersey City Company that trust the Best Merchant Banks for Credit card processing in NJ. Get approved in minutes and start accepting debit & credit card mobile payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.