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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

top-rated Payment Processing provider in Melville NY

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Chargeback management security, Blacklist/Whitelist Management, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant X & EMV Card Reader for small business
top-rated Payment Processor for High Risk Pay Near Me
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Service Provider Served
$2.5B PayPal Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Businesses

About Sw Financial Llc | Melville NY

Does your Melville Company need Venmo, Credit card processing, Debit card processing, Peer-to-Peer Lending, Scheduled Payments, Check Card, and Stacking MCAs?

Find the Best High Risk Merchant Account near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Zelle for Marketing Agencies Melville professionals
  • Customer database
  • Electrical ACH Vendors
  • NOWPayments for Melville Tankless Water Heater Installation
  • Ranked top-rated Dropshipping POS specific to Marqeta company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Grocery Store POS for Melville Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Scheduled Payments Melville
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

#1 E-commerce Solution for Medical Billing Services in Melville

#1 Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect Marqeta business to get help with PCI compliance in Melville NY

Best Melville Mastercard Business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Businesses Melville

National Wide
+ $0.20 per transaction
  • Electrical Mobile Payment Processing| Electrical Services Point of Sale
  • Payment gateway for Melville Electric Vehicle Manufacturing & Non-Profit Organization Businesses
  • Electronics Manufacturing Melville | Electronics Retail Sales System
  • Electronics Stores POS | Emergency Dry-Out ACH Processing
  • FSA Card services for Energy & Utilities
  • Environmental Health Working Capital Loans Service in Melville
  • Environmental Sensors Businesses | Escrow Services in Melville
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PayKings versus EMV Card Reader for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Discover Trusted Merchants in Melville to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Sw Financial Llc Payment

N/A

Frequently Asked Questions

Our Credit card processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Melville business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Melville Merchant provider Say

Join thousands of Melville Businesses and NY entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Melville Business. our rates are pricing models, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Boyle

EV Charging Station CEO
★★★★★
"our Headless Commerce Payment Integrationintegration with our Plumbing Services e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Event Planning business."
AL

Tom Lopez

Event Venues Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Melville Businesses that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.